Business Risk Lead; Digital Banking - Hybrid

Overview

Join our Enterprise Platforms Risk team as a key player in managing risk and strengthening controls across all digital channels – web, mobile app, and beyond. In this role, you’ll serve as a trusted business partner, helping identify, assess, and mitigate risks while enabling innovation and customer experience. As a collaborative problem solver, you’ll lead risk initiatives, influence senior stakeholders, and ensure compliance with enterprise standards.

• Lead Risk Initiatives: Implement first-line-of-defense risk management programs within Digital Banking, aligned with the Enterprise Risk Framework.

• Assess & Document Processes: Map key business processes, identify risks, and evaluate internal controls.

• Control Testing & Reporting: Conduct and review risk-based testing, analyze results, and communicate findings to leadership.

• Remediation & Issue Management: Partner with business leaders to develop and oversee remediation plans for audit or compliance findings.

• Monitor & Improve: Track key risk indicators (KRIs), complete Risk Control Self-Assessments (RCSAs), and recommend enhancements.

• Emerging Risk Analysis: Identify risks tied to new products, services, or channels and design controls to mitigate them.

• Policy & Procedure Oversight: Ensure adherence to risk policies and update procedures as processes evolve.

• Influence & Collaborate: Work closely with senior leaders (including SVPs) to drive risk awareness and solutions without direct authority.

• Coaching & Guidance: Provide informal coaching and input on team development related to risk initiatives.

• Bachelor’s degree, or equivalent work experience

• 5+ years' relevant work experience

• 2+ years in risk identification, mitigation, RCSA, controls, remediation plans, and issue management

• Banking experience is a plus but not required

• Strong understanding of risk management principles

• Ability to influence and build relationships across all levels of the organization

• Excellent problem-solving and communication skills

• Collaborative, solution-oriented approach

This is a hybrid position requiring three days in-office per week. Eligible candidates must live within commuting distance to one of our five offices below.

• 345 Main Street, Buffalo, NY 14203

• 1 Light Street, Baltimore, MD 21202

• 1100 North Market Street, Wilmington, DE 19801

• 850 Main Street, Bridgeport, CT 06604

• 277 Park Avenue, New York, NY 10172

Employees in this position should be prepared to travel at least once per quarter within the M&T Bank east coast footprint. Travel may occur more often than this and is based upon the needs of the business and work assigned.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $89,600.00 - $ Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Buffalo, New York, United States of America