Credit Portfolio Officer, Vice President

Job d:

Location:

Wilmington, Delaware, United States Salary: $ - $Category:
Risk Management, Professional Company:
Citi The Credit Portfolio Officer is a senior-level position responsible for leading activities including credit review, credit approvals and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to client and counter parties globally.

Responsibilities:

Develop framework for portfolio risk assessment including evaluation of credit and financial performance across varied lending products and industry segments

Understand applicable credit policies, industry regulations and the requisite impact of those governance items to prospective new partners or product initiatives

Establish and leverage cross-functional partnerships and network with key internal and external constituencies

Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence

Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity

Has the ability to operate with a limited level of direct supervision Can exercise independence of judgement and autonomy

Acts as SME to senior stakeholders and /or other team members

Mentor and guide junior analysts on the team, fostering their technical and analytical development

Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Recommended

Qualifications:

8-10 years of experience in credit card risk management or equivalent training and experience preferably in the financial services industry

Proven ability to apply credit and risk principles toward business goals

Demonstrated ability to synthesize and prioritize

Proven ability to remain organized in a fast-paced environment

Demonstrated interpersonal, organizational and analytic skills

Excellent communication and presentation skills with the ability to articulate complex analytical concepts to a senior audience

Education:

Bachelor's degree/University degree or equivalent experience in Finance, Economics, Statistics, Mathematics, Business Engineering, or related quantitative discipline

Master's degree preferred------------------------------------------------------Job Family Group:
Risk Management------------------------------------------------------Job Family:

Portfolio Credit Risk Management------------------------------------------------------Time Type:

Full time------------------------------------------------------Primary

Location:

Wilmington Delaware United States------------------------------------------------------Primary Location Full Time Salary Range:$ - $In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays.

For additional information regarding Citi employee benefits, please visit  Available offerings may vary by jurisdiction, job level, and date of hire.

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