Actuarial Analyst II

Work Location: Montréal, Quebec, Canada

Hours: 35

Line of Business: Data & Analytics

Pay Details: 78 600 $/$78,600 – 110 000 $/$110,000 CAD

This role is temporarily eligible for a pay premium above the posted salary range that is reassessed annually. You are encouraged to have an open dialogue with your recruiter who can provide more specific pay details for this role.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job‑related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

• Support the end-to-end management of the residential insurance products suite, monitoring performance, identifying areas of opportunity, developing recommendations and driving changes to achieve business and financial objectives.
• Develop an in-depth understanding of residential products and a solid understanding of customer segments, customer needs, competitive landscape and trends in the General Insurance industry to assist in identifying new business opportunities.
• Conduct comprehensive data analysis to gain insights into trends affecting current product offerings and effectively communicate the findings. Compile key performance metrics as needed.
• Evaluate the potential effects of proposed product changes on customers, operations, and financial performance through analysis of key business drivers, create business cases and provide recommendations.
• Develop and maintain production and validation processes for data, models and/or tools.
• Understand and be able to speak about actuarial concepts such as premium adequacy, rating algorithms, factors, classification inputs.
• Collaborate with multiple stakeholders to ensure the product meets customers, business and regulatory objectives and standards with the ability to speak about both the actuarial and operational aspects.
• Maintain a culture of risk management and control, supported by effective processes and guidelines in alignment with risk appetite.
• Contribute to a fair, positive and equitable environment that supports a diverse workforce.
• Act as a brand champion for your business area/function and the bank, both internally and/or externally.

• Three to five years of actuarial experience in Property & Casualty.
• Bachelor degree in Actuarial Sciences or related field.
• Acquired or working towards Associateship with the Casualty Actuarial Society, Canadian Institute of Actuaries or equivalent.
• Demonstrate a good understanding of pricing, underwriting, and their interactions with the product profitability and offering.
• Excellent knowledge of Excel.
• Proficiency and interest for programming, notably SQL, VBA, R, Python.
• Advanced analytical, decision‑making and problem‑solving skills.
• Client‑focused and aptitude for teamwork with solid organizational and communications skills.
• Autonomous and perseverant; shows initiative and creativity in their work.
• Recognized for their thoroughness and the quality of their work.

As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always.

TD Insurance offers a wide range of products, including General Insurance and Life and Health. More than four million customers count on us.

As the largest direct to consumer insurer in Canada, we are always innovating and providing exciting and rewarding career opportunities for our Canada‑wide workforce.

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial,…