Bilingual; English & French) Customer Service Representative - Account Maintenance; Early Stage Collections

Working within a dynamic team and supporting a broad network of Ford/Lincoln dealers, the Customer Service Representative - Account Maintenance plays a critical role in managing our early-stage delinquency portfolio. In this role, you aren’t just providing service; you are a financial problem-solver. You will work directly with customers to understand the root causes of account delinquency, negotiate sustainable payment arrangements, and provide the professional expertise needed to help our customers get back on track while working to advance Ford Credit Canada’s reputation as a customer-focused lender, providing personalized service and professional expertise.

At Ford Credit Canada
, you’ll play a vital role in enhancing our reputation as a best-in‑class lender. You’ll work within a large team and a wide network of Canadian Ford/Lincoln dealers, providing personalized service and professional expertise. Your main responsibilities will include evaluating applications for creditworthiness and directly negotiating credit terms with dealers by phone. Effective communication and analytical skills are crucial for success in this role.

Ideal candidates should also understand credit, financial analysis, sales, collections, and relationship management.

Location: While this role is fulltime remote, candidate must reside in or around Edmonton, AB, and be able to attend in person training at the Edmonton office.

Candidates must be able to work a flexible schedule during our hours of operation, which include Monday – Thursday from 6:00 am – 7:00 pm MST, Friday from 6:00 am – 5:00 pm MST and Saturday from 7:00 am – 1:00 pm MST.

• Manage Early‑Stage Delinquency: Proactively contact customers with past‑due accounts to identify reasons for delinquency and provide tailored solutions to resolve outstanding balances.
• Negotiate Payment Solutions: Use professional negotiation and probing techniques to secure payment commitments, establish firm payment arrangements, and offer financial tools or programs that support account rehabilitation.
• Problem Solve & Analyze: Review account history to understand the customer’s financial situation and determine the most effective course of action to mitigate loss.
• Follow established procedures: Adhere to the Ford Credit's policies and guidelines for your work area, ensuring consistency and quality in service delivery.
• Deliver Professional Representation: Act as a brand ambassador for Ford Credit, resolving sensitive financial situations with a balance of empathy, firmness, and professionalism.
• Adapt & Pivot: Manage a high volume of inbound and outbound calls in a fast‑paced environment, adjusting quickly to changing priorities and account cues.
• Be an active team member: Participate actively and contribute to team meetings, sharing insights and collaborating with colleagues.
• Engage in constructive feedback: Be comfortable both giving and receiving feedback from peers and supervisors in a positive, professional, and helpful manner to support continuous improvement.
• Support team and company goals: Demonstrate flexibility and a willingness to take on new tasks or adapt to changes that help the Ford Credit and the organization achieve its objectives and improve overall service quality.
• Use company resources responsibly: Utilize company email and internet access in accordance with established company policies.

• High School Diploma or Canadian Adult Education Credential (CAEC) Equivalency.

• Bilingualism : Excellent communication skills (written and verbal) in both French and English is required.
• Communication
  
  Skills:
  
  Ability to handle difficult conversations and 'probe' for information while…