Credit Analyst; Hybrid

Attendance

Hybrid

Job number

36072

Category

Professional

Status: Permanent

Type of Contract

Permanent

Schedule: Full-Time

Full Time / Part Time?

Full-Time

Posting date

08-Oct-2026

Area(s) of interest: Operations

Location(s): Mississauga, Toronto, Winnipeg

Being a Credit Analyst on the Equipment Finance team at National Bank means serving as a trusted risk expert and key partner to our sales and credit teams. In this role, you'll use your financial analysis, risk assessment, and decision-making skills to support Canadian businesses with financing solutions that help them grow and succeed.

You'll play a critical role in balancing risk and reward by evaluating credit opportunities, structuring transactions, and providing sound recommendations that support profitable growth while protecting the Bank's interests.

Your role:

• Credit analysis. Risk management. Client support. Collaboration.
• Analyze financial information, credit applications, and supporting documentation to assess borrower risk and repayment capacity.
• Structure and recommend financing solutions that align with client needs and the Bank's risk appetite.
• Collaborate with Sales, Relationship Managers, and Credit colleagues to support timely and informed credit decisions.
• Approve transactions within delegated lending authority and prepare recommendations for more complex credit requests.
• Identify key risks, mitigating factors, collateral considerations, and policy exceptions.
• Monitor portfolio quality and contribute to annual reviews, risk assessments, and corrective action plans where required.
• Ensure compliance with internal policies, procedures, and regulatory requirements.

Your Team

Within Equipment Finance, you'll be part of a collaborative credit team and report to a Credit Manager. Our team is recognized for its strong credit expertise, commitment to sound risk management, and focus on delivering exceptional client service.

We offer a flexible work environment, opportunities for professional development, and ongoing support through coaching, mentoring, and training programs designed to help you grow your career.

Prerequisites

• Diploma or Bachelor's degree in Finance, Commerce, Accounting, Economics, or a related field.
• 1-3 years of experience in commercial lending, credit adjudication, banking, or financial analysis.
• Chartered Financial Analyst (CFA) designation, or progress toward obtaining the designation, is considered an asset.
• Strong understanding of financial statement analysis and credit risk assessment.
• Knowledge of commercial lending structures, collateral security, and credit documentation.
• Excellent analytical, communication, and decision-making skills.
• Ability to manage competing priorities in a fast-paced environment.
• Ability to work under pressure with tight deliverables
• Sense of analysis and synthesis, sense of initiative,
• Excellent priority management and autonomy of execution
• Strong interpersonal skills, ease in communicating effectively with partners

Languages:

English

Skills

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Artificial Intelligence Communication Diversity & Inclusion Financial Analysis Teamwork Initiative Learning Agility Resiliency Credit Underwriting

Your benefits

In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:

* Health and wellness program, including many options

* Flexible group insurance

* Generous pension plan

* Employee Share Ownership Plan

* Employee and family assistance program

* Preferential banking services

* Involvement in community initiatives

* Telemedicine service

* Virtual sleep clinic

We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work…