Bank Regulatory & Financial Services Compliance Counsel

Requisition

Job Location:

Waterford
- Wisconsin
- United States

Category:
Legal and Compliance

Job Type: Full Time

Working Mode:
Hybrid

Innovation. Sustainability. Productivity. This is how we are Breaking New Ground in our mission to sustainably advance the noble work of farmers and builders everywhere. With a growing global population and increased demands on resources, our products are instrumental to feeding and sheltering the world.

From developing products that run on alternative power to productivity-enhancing precision tech, we are delivering solutions that benefit people – and they are possible thanks to people like you. If the opportunity to build your skills as part of a collaborative, global team excites you, you’re in the right place.

Grow a Career. Build a Future!

Be part of this company at the forefront of agriculture and construction, that passionately innovates to drive customer efficiency and success. And we know innovation can’t happen without collaboration. So, everything we do at CNH Industrial is about reaching new heights as one team, always delivering for the good of our customers.

Provide strategic and practical legal counsel to support CNH Industrial Capital’s financial services operations, with a primary focus on commercial finance, leasing, banking, lending, and regulatory compliance matters. The role is responsible for delivering risk-based legal guidance across financial services regulations, consumer protection, KYC compliance, and regulatory examinations, while enabling business growth and operational excellence. This position partners closely with Legal, Compliance, Operations, Finance, Credit Risk, and senior leadership to manage legal risk, ensure regulatory compliance, and support key business initiatives.

Financial Services & Consumer Compliance

• Provide legal advice regarding federal and state laws applicable to commercial and consumer credit products, servicing, collections, payments, and related customer experiences.
• Advise on the Truth in Lending Act, Equal Credit Opportunity Act, Fair Credit Reporting Act, Electronic Fund Transfer Act, Service members Civil Relief Act, Military Lending Act, unfair or deceptive acts or practices, privacy requirements, and applicable state lending and licensing laws.
• Review product terms, applications, account agreements, disclosures, adverse action communications, marketing materials, servicing notices, and collection communications.
• Partner with business and compliance teams to identify legal requirements and translate them into practical policies, procedures, controls, training, and monitoring.

Bank Compliance & Risk Governance

• Advise on the Bank Secrecy Act, anti-money laundering requirements, customer identification and due diligence, sanctions compliance, suspicious activity escalation, and related governance.
• Provide legal guidance on deposit compliance, privacy, information security, complaints, fair lending, third-party risk management, and Community Reinvestment Act considerations.
• Support development and maintenance of the compliance policy framework.
• Participate in risk assessments, issue management, corrective action planning, and escalation of material legal or regulatory concerns.
• Advise relevant management on emerging legal and regulatory risks.

Corporate, Commercial & Product Support

• Draft, review, and negotiate vendor agreements, fintech and payments arrangements, treasury and funding documentation, intercompany agreements, and other commercial contracts.
• Provide legal review for new products, services, channels, and material changes to existing offerings.
• Advise on banking, data use, artificial intelligence, automated decision-making, and emerging financial technology matters.

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