Assistant Credit Manager

The Assistant Credit Manager supports the Corporate Credit Manager in overseeing credit, collections, and deductions activities across all Ashley locations. This role focuses on maintaining a clean accounts receivable balance, reducing deductions and open issues, ensuring timely collections, and enforcing company credit policies.

This position operates as a senior individual contributor and escalation point, working cross-functionally to resolve issues and improve overall AR performance.

• Monitor and manage credit, collections, and deductions activity across assigned territories
• Work to reduce deductions, returns, and allowance issues to maintain a clean AR balance
• Review customer accounts, past due balances, and credit exposure
• Perform collections activities and assist in resolving complex account issues
• Ensure credit policies and procedures are consistently followed
• Assist in managing bad debt exposure and recommend write-offs as needed
• Serve as a point of escalation for Credit Specialists, customers, sales, and operations teams
• Respond to inquiries related to accounts, deductions, and payment issues
• Partner cross-functionally to resolve disputes and remove barriers to payment

• Monitor key AR metrics, including aging, past due balances, deductions, and write-offs
• Identify trends and recommend solutions to improve collections and reduce deductions
• Conduct audits to ensure adherence to standard operating procedures
• Support continuous improvement initiatives to enhance efficiency and accuracy

• Maintain an assigned account portfolio/territory
• Report past due accounts and high-risk issues to leadership
• Provide insights and updates to the Corporate Credit Manager on performance and risks

Education:

Bachelor's degree in Finance, Accounting, Business, or a related field preferred (or equivalent work experience)

• 3–5+ years of experience in credit, collections, accounts receivable, or deductions management
• Experience working with high-volume AR portfolios and resolving complex customer account issues
• Strong understanding of credit policies, risk assessment, and collections processes
• Experience managing deductions, returns, and chargebacks preferred
• Proficiency with ERP systems and Microsoft Office (Excel, Outlook)
• Proven ability to analyze data, identify trends, and drive resolution of account issues
• Experience working cross-functionally with sales, customer service, and operations teams