Bank Regulatory & Financial Services Sr. Compliance Counsel

Bank Regulatory & Financial Services Sr. Compliance Counsel

Bank Regulatory & Financial Services Sr. Compliance Counsel

Requisition

Job Location:

Waterford
- Wisconsin
- United States Category:
Legal and Compliance Job Type: Full Time Working Mode:
Hybrid

At CNH, we're driven by a clear purpose:
we serve and advance the people who feed and build a growing world.

As a global leader in agriculture and construction, we create the equipment, technology, and solutions that help our customers work more productively and sustainably. Our success starts with our people, and we foster a collaborative culture where innovation thrives and every employee has the opportunity to grow.

Grow a Career. Build a Future.

If you're ready to make an impact and build a career with purpose, there's a place for you at CNH.

Provide strategic and practical legal counsel to support CNH Industrial Capital's financial services operations, with a primary focus on commercial finance, leasing, banking, lending, and regulatory compliance matters. The role is responsible for delivering risk‑based legal guidance across financial services regulations, consumer protection, KYC compliance, and regulatory examiniations, while enabling business growth and operational excellence. This position partners closely with Legal, Compliance, Operations, Finance, Credit Risk, and senior leadership to manage legal risk, ensure regulatory compliance, and support key business initiatives.

Financial Services & Consumer Compliance

• Provide legal advice regarding federal and state laws applicable to commercial and consumer credit products, servicing, collections, payments, and related customer experiences.
• Advise on the Truth in Lending Act, Equal Credit Opportunity Act, Fair Credit Reporting Act, Electronic Fund Transfer Act, Service members Civil Relief Act, Military Lending Act, unfair or deceptive acts or practices, privacy requirements, and applicable state lending and licensing laws.
• Review product terms, applications, account agreements, disclosures, adverse action communications, marketing materials, servicing notices, and collection communications.
• Partner with business and compliance teams to identify legal requirements and translate them into practical policies, procedures, controls, training, and monitoring.

Bank Compliance & Risk Governance

• Advise on the Bank Secrecy Act, anti-money laundering requirements, customer identification and due diligence, sanctions compliance, suspicious activity escalation, and related governance.
• Provide legal guidance on deposit compliance, privacy, information security, complaints, fair lending, third‑party risk management, and Community Reinvestment Act considerations.
• Support development and maintenance of the compliance policy framework.
• Participate in risk assessments, issue management, corrective action planning, and escalation of material legal or regulatory concerns.
• Advise relevant management on emerging legal and regulatory risks.

Corporate, Commercial & Product Support

• Draft, review, and negotiate vendor agreements, fintech and payments arrangements, treasury and funding documentation, intercompany agreements, and other commercial contracts.
• Provide legal review for new products, services, channels, and material changes to existing offerings.
• Advise on banking, data use, artificial intelligence, automated decision‑making, and emerging financial technology matters.

Governance & Examination Support

• Assist with regulatory filings, periodic certifications, policies, and required approvals.
• Coordinate legal support for regulatory examinations, internal audits, compliance testing, and independent reviews.
• Track regulatory commitments and advise…