Chief Credit Officer

Job in Woking, Surrey County, GU21 2NF, England, UK

Listing for: Harnham - Data & Analytics Recruitment

Part Time position
Listed on 2026-09-10

Job specializations:

Finance & Banking
Risk Manager/Analyst, Financial Compliance, Chief Financial Officer (CFO), Financial Manager
Management
Risk Manager/Analyst, Chief Financial Officer (CFO), Financial Manager

Salary/Wage Range or Industry Benchmark: 130000 - 160000 GBP Yearly GBP 130000.00 160000.00 YEAR

Chief Credit Officer South East England £130,000 - £160,000 Benefits This is a rare opportunity for a senior credit risk leader to join a growing financial services business as Chief Credit Officer. Reporting directly to the CEO, you will take ownership of the credit function, influence business strategy, and play a key role in the organisation's continued growth. The Company They are a regulated financial services organisation operating across lending, asset finance, and related financial products.

Combining the backing of a larger international group with the agility of a smaller UK business, they offer a collaborative environment where senior leaders can make a visible impact.

The Role Lead credit risk across retail and wholesale lending portfolios Oversee credit strategy, credit modelling, underwriting, stress testing, and residual value risk Act as the accountable Senior Manager for the credit function under FCA regulations Manage senior leaders across credit risk, strategy, modelling, and residual value teams Partner with executive stakeholders to balance commercial growth and risk management Drive governance, portfolio performance, and regulatory oversight Your Skills & Experience Experience operating at Head of, Director, Chief Credit Officer, or equivalent level Strong motor finance experience across retail and/or wholesale portfolios Broad credit risk expertise including strategy, underwriting, IFRS9, and portfolio management Understanding of residual value risk and key market drivers Knowledge of FCA regulatory requirements and governance frameworks Proven leadership experience managing teams and senior stakeholders What They Offer £130,000 - £160,000 salary plus benefits Hybrid working with 2 days per week in the office Direct exposure to the CEO and executive leadership team Significant ownership and influence from day one Strong career potential within a growing business

How to Apply

To find out more about this Chief Credit Officer opportunity, please submit your CV for a confidential discussion.