BSA​/AML High Risk Analyst

BSA/AML High Risk Analyst

Job Location s: US-IN-Evansville | US-IL-Joliet | US-MN-Woodbury

The BSA/AML High‑Risk Analyst requires knowledge of all Bank Secrecy Act regulations including the USA Patriot Act and OFAC regulations with the ability to define problems and propose solutions. The analyst will comply with Old National's BSA/AML policy, program, and procedures for performing higher risk customer reviews, high‑risk alert dispositioning and customer risk rating responsibilities. The analyst will support Old National's lines of business and banking center locations by performing research, responding to questions, and verifying accuracy of information.

This position will comply with all state and federal rules, regulations and laws while utilizing sound judgement and the highest degree of confidentiality. The BSA/AML Operations Analyst must keep abreast with current and emerging money laundering and financial crime trends. The position reports to the BSA High Risk Investigations Manager.

The annual salary range for this position is $51,700 - $101,500. The base salary indicated for this position reflects the compensation range applicable to all levels of the role across the United States. Actual salary offers within this range may vary based on a number of factors, including the specific responsibilities of the position, the candidate's relevant skills and professional experience, educational qualifications, and geographic location.

• Perform potential high‑risk and risk qualification reviews.
• Identify and mitigate risks associated with higher risk customers through scheduled reviews and escalating appropriate findings to the BSA High‑Risk Investigations Manager and/or BSA/AML High Risk Manager for further review and action.
• Accountable for decisions on adding, retaining, or removing customers to the Bank's High‑Risk Customer Program and collaborating with management on those decisions.
• Complete daily, monthly, and quarterly reports that assist in maintaining the customer risk rating model, including monitoring daily risk rating changes and missing CDD.
• Perform high‑risk customer alert dispositioning.
• Participate in compliance training and additional continuing education to maintain proficiency in the laws and regulations affecting financial institutions regarding BSA/AML and OFAC.
• Other responsibilities and projects assigned by management, make recommendations on enhancements to BSA/AML policies and procedures; provide technical compliance support when issues or questions arise with various operating units.

Culture Leadership

• Integrity:
  Demonstrates ethical and informed decision making when determining case actions.
• Communication:
  Effectively shares information and ideas verbally and in written form; displays self‑awareness and self‑management; tailors the delivery to the audience and selects suitable delivery method(s).
• Excellence:
  Displays a commitment to excellence in completion of duties, interaction with others, and helping meet team goals.
• Collaboration:
  
  Actively seeks, develops, and maintains trusted relationships with others to achieve business goals and objectives.

Execution Leadership

• Drive and Execution:
  Committed to achieving established goals, overcoming obstacles, and continuously learning to improve performance.
• Attention to Detail:
  Completes work thoroughly and accurately; pursues quality in accomplishing tasks.
• Technical Knowledge:
  Possesses the required technical knowledge to perform the role effectively; continuous learning to adopt new trends or expertise.
• Accountability:
  Accepts full responsibility for self and contribution as a team member; follows through on commitments; implements decisions that have been agreed upon; acknowledges and learns from mistakes without blaming others; recognizes the impact of his/her behavior on others.

• Associate's degree in business, accounting, law, or related field or comparable experience.
• 3+ years relevant experience in banking combined with BSA AML, fraud, investigations, operations, compliance, or relevant business experience.
• Ability to…