Commercial Lending Coordinator

Credit Union of Georgia is continuing to grow, and we are looking for a talented Commercial Lending Coordinator to join our team. At Credit Union of Georgia, every role contributes to helping our members achieve their financial goals. Join a team that puts members at the center of everything we do!

The Commercial Lending Coordinator plays a critical role in supporting commercial lending operations throughout the full lifecycle of a commercial loan, from application intake and due diligence through documentation and closing, to post-closing monitoring and reporting. This role works closely with commercial lenders, members, internal departments, branch staff, outside counsel, and other third-party partners to help ensure commercial loans are processed accurately, efficiently, and in accordance with Credit Union policy and applicable law.

• Uphold and adhere to Credit Union of Georgia brand standards, including all steps of the member journEASE experience, Engage, Ask, Solve, and Excite, while delivering top-level member service in every interaction.
• Coordinate business account openings, account maintenance, and treasury service onboarding with branch and deposit operations.
• Assist lenders with member contact, serve as a liaison to branch personnel, and refer members to other areas of the Credit Union as appropriate.
• Maintain current working knowledge of the laws, regulations, policies, and procedures governing commercial lending; complete assigned compliance training; maintain confidentiality; and perform other duties as assigned.

• Collect, review, and organize application materials, financial information, and entity documentation from members and lenders.
• Order credit reports, searches, and verifications required for each request and confirm that required screening has been completed.
• Review each file for completeness before submission to underwriting and follow up with lenders, branch staff, and members until the file is complete.
• Maintain communication with lenders, branch personnel, and members regarding application status and outstanding conditions, and elevate delays that may place a closing date at risk.

• Order appraisals, title work, flood determinations, environmental reports, and other due diligence appropriate to the collateral, consistent with applicable appraiser independence requirements, and obtain evidence of required insurance.
• Review due diligence results against the approved loan structure and identify and elevate exceptions or issues to the lender and counsel, as appropriate.
• Coordinate preparation of loan documents with outside counsel, loan processing, and loan operations, as appropriate to the transaction, and provide the entity and authority documentation required for document preparation.
• Proofread loan documents against credit approval and coordinate necessary corrections before closing.

• Coordinate closing with all internal and external parties, confirm that conditions precedent has been satisfied, prepare the closing package, and attend closings and provide notary services as needed.
• Confirm following closing that documents are properly executed and complete, and image the closing package.
• Prepare disbursement authorizations and wire requests, independently verifying all wire instructions and any changes by callback to a telephone number obtained from a previously verified source, never from the payment instruction itself.
• Confirm timely and accurate loan booking with loan processing; establish ticklers, reporting requirements, and covenants in the core system; and code related invoices.

• Complete post-closing lien perfection and follow-up items.
• Manage tickler and annual review reports; obtain required reporting from members; route information to credit administration; elevate delinquent items; monitor covenants; and report noncompliance to the lender.
• Manage the maturing loan report and coordinate the information necessary to support timely renewal decisions.
• Prepare payoff quotes, member notices, collateral releases, and recurring pipeline and portfolio reports for management.
• Issue adverse action and related notices within the time frames required by Regulation B, using the reasons furnished by the approving authority, and maintain supporting logs and documentation.
• Maintain credit and collateral files in the document…