Senior Binding Authority Underwriting Associate

Position Summary

The Senior Binding Authority Underwriting Associate will evaluate complex risks to ensure proper risk selection, pricing, and terms for policies generated in the assigned territory. This position works independently within the established strategy and delegated authority to generate a profitable portfolio. The Binding Authority Underwriter Associate has responsibilities for marketing activities to generate new business.

What will your job entail?

• Performs a combination of duties in accordance with departmental guidelines.
• Analyzes quality, quantity, and profitability of highly complex risks underwritten; prepares and presents reports to management.
• Reviews submission information with the underwriter including analysis of account information.
• Coordinates the quoting, binding, and issuance process.
• Researches and applies appropriate rates, coverages, and policy forms.
• Issues notices of cancellation, nonrenewal notices, or reinstatements.
• Develops and maintains superior relationships with underwriters, producers, brokers, and reinsurers.
• Maintains accurate file documentation in accordance with company guidelines.
• Develops and maintains agency and broker relationships with large producers within the assigned territory to reach positive and profitable outcomes on complex, high-risk business.
• Is responsible for special underwriting projects and other duties as assigned.

• Bachelor's degree in Risk Management.
• 2+ years of related experience or in a similar role.
• Advanced analytical and problem‑solving skills, with the ability to manage and prioritize multiple projects.
• Advanced technical expertise, underwriting skill, and high level of knowledge of insurance and underwriting principles, practices, and procedures.

Ryan Specialty offers a comprehensive and best‑in‑class benefits package to help employees and their families achieve their physical, financial, and emotional well‑being goals. Benefits include paid time off for company holidays, vacation, sick and personal days, paid parental leave, mental health services, and more.

The target salary range for this position is $68,000.00 – $85,000.00 annually. Full‑time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at

The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.