Relationship Manager

Relationship Manager – North Wales, UK

Salary: up to £37k + up to 20%

Vargo is working alongside a well-known financial services business to recruit an assistant Relationship Manager for the investment team.

• Originate and assess investment opportunities, with a strong focus on analysing cash flow for predominantly unsecured lending.
• Achieve agreed investment volumes and return targets.
• Undertake comprehensive financial, commercial and management due diligence, identifying and evaluating key risks.
• Structure and negotiate investment terms and associated legal agreements.
• Produce clear, high-quality credit papers to support approval decisions and oversee documentation through to completion.
• Support the effective operation of the fund, delivering risk capital in line with relevant public sector and ERDF requirements.
• Maintain up-to-date sector and technical knowledge to ensure compliance and best practice.
• Work closely with portfolio teams post-investment to manage relationships and identify follow‑on opportunities.
• Build and manage relationships with introducers and intermediaries to generate deal flow.
• Promote best practice in the application process and contribute to continuous improvement of client experience.
• Represent the organisation at external events and within industry networks.
• Operate within delegated lending authorities and internal guidelines.

• Experience in SME lending or investment.
• Background in preparing credit papers.
• Solid understanding of credit risk and investment processes.
• Strong communication, influencing and stakeholder management skills.
• Ability to work autonomously and collaboratively.
• Sound judgement and decision‑making capability.
• Effective prioritisation and organisation under pressure.
• High attention to detail and strong financial analysis skills.
• Established network of introducers within the Welsh SME market.