Commercial Portfolio Manager

Commercial Portfolio Manager Job Location s

• US-MD-Hunt Valley
• US-PA-Wyomissing
• US-MD-Columbia
• Requisition :
• Location Name:
  International Bldg
• County:
  Baltimore
• Category:
  Credit Administration
• Position Type:
  Full‑Time
• FLSA Status:
  Exempt

Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work‑life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.

This is a full‑time,
hybrid career opportunity based in Berks County, PA or Baltimore or Howard County, MD supporting our Commercial and Middle Market banking teams within the Fulton Bank footprint as follows: PA, NJ, MD, DE, VA, DC.

Primary responsibility is to actively monitor the portfolio quality of assigned commercial businesses' credit relationships including gathering, analyzing and underwriting all business and personal financial data collected for the purpose of issuing, extending, amending, reviewing, monitoring and testing a commercial credit facility for complex and high valued loans and maintaining direct contact with clients in the management of these relationships. Expected to liaise between all parties to ensure timely and efficient analysis that meets the expectations of the Borrowers, Relationship Managers and Credit Officers.

Works closely with and assists the Credit Analysts to meet SLA timelines.

• Support Relationship Managers through underwriting, policy knowledge, credit structuring, and risk assessment in complex credit request packages. Ensure packages are complete, accurate and thoroughly documented. Coordinate meetings to discuss new loan requests, renewals, current and adequate financial statement collection, risk rating assessments, past dues, pipeline and call preparation.
• Engage in ongoing direct dialogue with clients focusing on the credit relationship.
• Provide credit management support to the RM to include Watchlist reporting, AQR package completion, and loan review interaction. Monitor covenant testing, financial collection and annual line reaffirmation/term loan review process with associated accounts.
• Complete industry specific underwriting including analysis and industry sub‑sector trends.
• Facilitate timely receipt of current and adequate financial statements. Analyze financial statements and document client performance, conduct annual credit review meetings with clients along with identified risk and risk factors.
• Conduct loan portfolio concentration and trend analysis. Generate industry and market analysis reports for production and credit staff. Monitor and assess the loan portfolio for performance trends. Manage data integrity of all data inputs and outputs. Review and update loan systems information to ensure accuracy.

• Education: Bachelor's Degree or the equivalent experience. Specialty:
  Finance, Economics, Business Administration. (Required)
• Experience: 5 or more years Commercial Credit or equivalent. (Required)

This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company‑assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.

To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked…