Financial Crime Risk Oversight Specialist

Work Location: Toronto, Ontario, Canada

Hours: 37.5

Line of Business: Financial Crime Risk Management

Pay Details: $96,900 - $136,800 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

The Canadian FCRM Business Oversight team is seeking a candidate interested in a role focused on governance, oversight, and management reporting. The Financial Crime Business Oversight Specialist will support the team's mandate to strengthen AML/ATF risk management across TD's Canadian businesses. Provide expert/specialize advice to portfolios, businesses and functions on development and maintenance of all aspects of AML/ATF compliance programs in line with the Bank's risk philosophy and strategic direction.

• Provide specialized advice on AML/ATF matters (both regulatory compliance and prudential risk management) affecting the business including, but not limited to, customer identification and due diligence, enhanced due diligence, policy, governance, training and/or compliance assurance and testing
• Proactively advise the business of new and changed AML regulatory and/or policy changes and articulate the impact to their processes and controls
• Contribute to the development and implementation of AML Compliance programs related to all aspects of AML and ATF laws
• Guide and partner with the business through the development, implementation, oversight and management of effective AML Compliance Programs
• Escalate and manage to resolution significant AML issues and events
• Represent AML on internal or external committees relating to designated business activities as required
• Deliver relevant subject matter expertise and AML/ATF advice to business management
• Maintain oversight (via review and facilitation of executive approval) of all functions and accountabilities related to management reporting and analysis

• Actively assist in developing and overseeing implementation of business line policies and FCRM Team procedures
• Act as departmental subject matter expert for methodologies for analyzing risk exposures, and liaise with counterparts in other FCRM and business teams to continue to refine and enhance the methodologies
• Ensure respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities
• Consistently exercise discretion in managing correspondence, information and all matters of confidentiality; elevate issues where appropriate
• Protect the interests of the organization - identify and manage risks, and ensure the prompt and thorough resolution of escalated non-standard, high risk issues
• Actively manage relationships within and across various business lines, corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements
• Keep current on emerging issues, trends, and evolving regulatory requirements to and assess potential impacts
• Handle inquiries/requests from Internal Audit and regulators
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite

• Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
• Provide thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business
• Participate in personal performance management and development activities, including cross training within own team
• Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
• Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.
• Contribute to a fair, positive and equitable environment that supports a diverse workforce

• Senior specialist with AML expertise, works independently and is accountable for managing a specialized AML function or area
• Provides AML advice to a business as FCRM representative on a complex project or change initiative.
• Provide advanced analysis and/or specialized reporting to support business partners, functional areas or centres of expertise
• Provide guidance…