Temenos Configuration Specialist - Credit​/Lending

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Capco is a global technology and business consultancy that is passionate about supporting clients in the financial services sector to grow and succeed in today's ever-changing world. We are:

• Experts in banking, capital markets, payments and asset and wealth management.
• Trusted advisors in core banking, securities and wealth management transformation, regulatory change, risk management and technology modernization.
• A company dedicated to continuous development and excited to welcome top talent to help us drive innovation and deliver lasting results.
• A business built on agility, collaboration, and entrepreneurial spirit.

As a Temenos Configuration Specialist - Credit / Lending, you will play a key role in delivering a complex core banking and credit transformation for a leading Swiss financial institution. You will focus on the functional configuration, integration, testing, and deployment of Temenos lending and credit capabilities within Temenos Core / Transact. Working across credit operations, business analysis, architecture, and technology, you will translate business requirements into robust configuration solutions supporting the full lending lifecycle from product and facility setup through drawdown, servicing, repayment, exposure management, and maturity.

• Configure lending products, credit agreements and facilities, limits and sub-limits, pricing and interest conditions, fees, repayment schedules, drawdown and disbursement rules, maturity handling, collateral linkages, covenants and conditions, and exception parameters within Temenos lending capabilities.
• Translate business, credit-policy, and operational requirements into functional designs, configuration workbooks, parameter specifications, and implementation-ready solutions aligned with the target architecture and Temenos standards.
• Perform fit-gap and impact analyses, promoting configuration-first solutions and identifying where controlled extensions, interfaces, workflow changes, or data changes are required.
• Support end-to-end lending processes across bilateral loans, credit lines and overdrafts, secured and collateralized lending, mortgages or property-backed lending, and corporate facilities, including drawdowns, repayments, repricing, amendments, renewals, and maturity events.
• Apply strong knowledge of credit limits, exposure and utilization, collateral valuation and allocation, pricing, interest and accruals, repayment schedules, covenants and conditions, and loan-servicing controls.
• Collaborate with architects and integration teams on interfaces between Temenos and credit-origination and approval workflows, risk and rating systems, collateral and market-data services, payments, document management, general ledger, collections, and regulatory or management reporting platforms.
• Define and review functional test scenarios and acceptance criteria, and provide hands‑on support during system integration testing, user acceptance testing, regression testing, and end-to-end credit and loan lifecycle validation.
• Analyse defects and production-like issues, trace configuration, calculation, schedule, limit, collateral, and accounting root causes, coordinate remediation with functional and technical…