Credit Officer - Mortgages ; f​/m​/d

At Julius Baer, we celebrate and value the individual qualities you bring, enabling you to be impactful, to be entrepreneurial, to be empowered, and to create value beyond wealth. Lets shape the future of wealth management together. As a Credit Officer for Mortgages, you will act as the second line of defense in mortgage underwriting and servicing for domestic and international private banking clients.

You will assess credit risk, ensure compliance, and support the front line in delivering sound mortgage solutions. This interesting role combines risk oversight with operational excellence, requiring close collaboration with Mortgage Advisors, Relationship Managers, and internal stakeholders.

• Evaluate mortgage requests within personal approval authority, assessing borrower creditworthiness, collateral, and structural risks
• Provide qualified feedback and recommendations to Mortgage Advisors and Relationship Managers
• Ensure all transactions meet legal, regulatory, and internal requirements
• Perform servicing and lifecycle administration of active mortgage facilities, including modifications and renewals
• Drive data quality improvements across current and new mortgage positions
• Contribute to process optimisation and operational excellence in close cooperation with stakeholders
• Maintain regular contact with Mortgage Advisors, the Julius Baer Real Estate Team, and Relationship Managers to support efficient transaction execution

• Bachelor’s degree in Finance, Business, or related field; equivalent professional experience will also be considered
• 3-5+ years of experience in mortgage lending, ideally within a private banking or wealth management environment
• Solid understanding of mortgage underwriting, product structures, and risk mitigation techniques
• Familiarity with Swiss banking regulations and frameworks.
• Ability to work independently, manage competing priorities, and deliver high-quality results
• A collaborative mindset with strong communication skills — proven ability to work effectively as a team player in cross-functional environments
• Proficiency in French and English is required, coupled with demonstrable proficiency in German

The international reference in wealth management Julius Baer is the leading Swiss wealth management group. We focus on servicing and advising sophisticated private clients from around the world, taking into account what truly matters to them – in their business and personal life, today and for future generations.

Headquartered in Zurich, we are present in around 60 locations worldwide, including Bangkok, Dubai, Dublin, Frankfurt, Geneva, Hong Kong, London, Luxembourg, Madrid, Mexico City, Milan, Monaco, Mumbai, Santiago de Chile, Shanghai, Singapore, Tel Aviv, and Tokyo.

At Julius Baer our employees enjoy the benefits of a global company with the support and collegiality of a much smaller one. We are growing quickly, but we remain dedicated to maintaining our accessible structure with flat hierarchies, and approachable and supportive leaders. With offices around the world, we offer an international and stimulating work environment and the opportunity to work with a diverse team of highly motivated colleagues, bringing the best of the bank to our clients.

Our core values of Care, Passion, and Excellence define the tone of how we interact with each other and our partners. Committed to your success Whether nurturing young talent with our renowned apprentice scheme, enabling ambitious university graduates to put theory into practice with our Graduate Programme, or providing first-class opportunities for experienced professionals, we look after our employees. We believe in continuous learning as a company and as individuals, which is why we put a focus on the health and well-being of our employees and offer flexible working options, a wide array of benefits, and extensive career development programmes.

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