Loan Officer

Our client, a well-established community bank in Abilene, is seeking an experienced Commercial Loan Officer at the Vice President or Senior Vice President level. This role is ideal for a proven lender with deep experience in small business and SBA lending who values relationship banking and local decision-making. The position includes an existing portfolio of clients with expectations for prudent growth and strong credit quality.

• Manage and grow an assigned portfolio of commercial and small business relationships, with an emphasis on SBA and CRE lending
• Originate, structure, and close commercial loans in accordance with bank policy and regulatory guidelines
• Develop new business through referrals, community involvement, and professional networks
• Serve as a trusted advisor to business owners, providing tailored lending and deposit solutions
• Conduct thorough credit analysis, financial statement review, and risk assessment
• Prepare and present loan requests to internal credit committees as required
• Maintain strong asset quality through proactive portfolio management and ongoing client communication
• Ensure compliance with all bank policies, procedures, and applicable regulations
• Represent the bank positively in the Abilene community and support the bank’s community-focused mission

• 5+ years of commercial lending experience, preferably within a community bank environment
• Demonstrated expertise in small business lending and SBA loan programs
• Proven ability to manage and grow a commercial loan portfolio
• Strong credit analysis and underwriting skills
• Established or transferable business development relationships preferred
• Excellent interpersonal, communication, and relationship-management skills
• Bachelor’s degree in Finance, Business, or a related field (or equivalent experience)

• Title will be commensurate with experience (VP or SVP)
• Competitive base salary plus incentive opportunities

• Join a stable, relationship-driven community bank with local decision-making
• Inherit an existing portfolio while having the opportunity to grow your own
• Strong leadership support and long-term career potential in the Abilene market