Specialist Credit - Mortgages - First Bank UAE

Specialist Credit - Mortgages - First Abu Dhabi Bank

Abu Dhabi, UAE

This Specialist Credit Mortgages role supports First Abu Dhabi Bank's Personal Banking Credit function by assessing, evaluating, and recommending mortgage credit facilities across UAE branches. The position focuses on accurate credit analysis, risk assessment, and timely decision support to ensure a smooth mortgage approval process and strong portfolio quality.

Country: UAE. City:
Abu Dhabi. Industry: Banking. Function:
Loan Officer-Originator. Salary:  monthly (Market estimated). Gender: Any. Candidate Nationality:
Any. Job Type: Full-time.

• Evaluate and recommend mortgage credit facilities for Personal Banking clients across UAE branches.
• Analyze customer financials, creditworthiness, and collateral documentation to support accurate assessments.
• Ensure all mortgage credit proposals comply with internal risk policies, regulatory standards, and credit guidelines.
• Support branch teams by providing timely feedback, clarifications, and decisions on mortgage credit requests.
• Coordinate with credit operations, underwriting, and related departments to streamline end-to-end mortgage processing.
• Identify early warning signs in applications and escalate potential risks appropriately.
• Maintain accurate records of mortgage credit reviews and ensure full documentation completeness.
• Contribute to continuous improvement initiatives within the PB Credit function.
• Ensure fast turnaround time to support customer satisfaction and operational efficiency.

• Previous experience handling mortgage credit assessments or retail lending is required.
• Strong understanding of UAE mortgage products, property evaluation, and home loan regulations.
• Skilled in financial statement analysis, income verification, and risk assessment.
• Strong communication skills for coordinating with branches, clients, and internal teams.
• Detail-oriented with the ability to work under pressure and manage multiple credit requests.
• Team-oriented with a proactive approach to problem solving and decision-making.

• Mortgage credit evaluation
• Risk assessment
• Financial analysis
• Documentation review
• Regulatory compliance
• Credit underwriting support
• Cross-functional coordination
• Decision-making

• Opportunity to contribute directly to the growth of FAB's expanding mortgage business.
• Work within a high-performing credit team supporting UAE-wide branches.
• Strong learning, development, and career advancement opportunities.
• Inclusive work culture focused on collaboration, accuracy, and client satisfaction.

First Abu Dhabi Bank is one of the UAE's most respected and stable financial institutions, known for its strong customer focus and commitment to excellence. FAB empowers employees through a collaborative environment that values performance, innovation, and long-term professional growth.