Vice President Credit Management NBFI - First Bank UAE

Vice President Credit Management NBFI - First Abu Dhabi Bank - Abu Dhabi, UAEPosition Overview

Vice President Credit Management NBFI at First Abu Dhabi Bank in Abu Dhabi is responsible for independent credit underwriting and risk assessment of Financial Institutions and Non-Bank Financial Institution proposals. The role focuses on safeguarding the bank's portfolio through rigorous credit analysis, structured risk evaluation, and proactive portfolio monitoring across asset managers, funds, insurance companies, payment service providers, virtual asset service providers, supranational entities, and financing or leasing companies.

Job Details Country: UAE
City:
Abu Dhabi
Industry: Banking
Function:
Credit Review-Analysis
Salary:  monthly (Market estimated)
Gender: Any
Candidate Nationality:
Any
Job Type: Full-time

• Conduct comprehensive credit risk assessments for complex FI and NBFI transactions across multiple asset classes
• Independently manage credit evaluation and approval processes for FI and NBFI proposals
• Analyze fund structures, investment strategies, asset quality, and identify key credit and structural risks
• Review term sheets and recommend appropriate credit terms including limits, covenants, amortization schedules, seniority of claims, and event of default provisions
• Develop and implement risk mitigation strategies to protect the bank's credit portfolio
• Collaborate closely with coverage, product, legal, and risk teams to evaluate exposure and ensure aligned credit decisions
• Engage with clients and external advisors in complex or exceptional cases to ensure robust credit assessments
• Monitor ongoing credit exposure at counter party and product levels, including event‑driven and ad‑hoc risk analysis
• Maintain and enhance the overall quality and resilience of the FIG and NBFI portfolio
• Oversee credit‑related documentation including ISDA CSA, GMRA, LMA, and Islamic finance agreements where applicable
• Track market developments, regulatory changes, and emerging risks to strengthen credit risk frameworks
• Ensure full adherence to FAB internal policies, regulatory requirements, and credit approval turnaround standards

• Bachelor's degree in Business, Accounting, Finance, or a related discipline
• Master's degree or MBA preferred
• Minimum 12 years of banking experience, with at least 5 years focused on FI and NBFI credit assessment and analysis
• Strong expertise in financial statement analysis, cash flow assessment, and structured lending
• In‑depth understanding of fund structures, capital commitments, and asset quality evaluation
• Solid knowledge of market risk elements for listed and unlisted entities, including valuation and monitoring frameworks
• Familiarity with industry‑standard legal documentation such as ISDA CSA, GMRA, LMA, and Islamic finance agreements considered an advantage
• Strong analytical, decision‑making, and problem‑solving capabilities
• Ability to work independently with a high level of accountability and ownership
• Excellent communication and interpersonal skills to clearly articulate credit rationale and risk considerations
• Proven leadership skills with experience working across teams to deliver consistent outcomes

• Join the UAE's largest bank with a strong regional and international footprint
• Lead high‑impact credit decisions within a complex FI and NBFI portfolio
• Work closely with senior stakeholders on strategic risk and portfolio management initiatives
• Competitive executive‑level compensation and benefits aligned with the Abu Dhabi banking market

First Abu Dhabi Bank is the UAE's largest bank and one of the world's most established financial institutions, offering a comprehensive range of corporate, investment, retail, private, and Islamic banking services. Headquartered in Abu Dhabi, FAB is recognized for its strong risk governance, disciplined credit culture, and commitment to maintaining a resilient and well‑diversified balance sheet across regional and international markets.