Executive Director, API & Banking - Cash and Trade

Job Context

Product Vision & Strategic Ownership:
Define and own the API product vision and multi‑year roadmap aligned to Global Trade, Treasury and Tokenization strategy. Position APIs as core channels for payments, liquidity, escrow, trade and digital asset‑enabled offerings. Identify and prioritize embedded finance ecosystem‑led growth and tokenization‑driven opportunities through API and Open Banking infrastructure. Drive consistency and scalability across product lines to deliver a cohesive enterprise API proposition.

End‑to‑End Product Lifecycle Management:
Own the full API product lifecycle from ideation and design through launch, scale and ongoing optimization. Ensure API products are commercially viable, reusable, secure and client‑centric. Balance speed‑to‑market with long‑term resilience, operational robustness and regulatory expectations.

• Contribute to the development and execution of GTx and Wholesale Banking API and Open Banking strategy across domestic and international locations.
• Define and own the API product vision and long‑term roadmap aligned with Global Transaction Banking, Treasury and Tokenization strategy.
• Position API and Open Banking capabilities as core differentiator for payments, liquidity management, escrow services and Next Gen propositions.
• Identify, collaborate‑to‑create opportunities with Fintech partners for innovative use cases for Cash and Trade propositions.
• Drive harmonization and consistency across product lines to create a coherent scalable API and Open Banking stack for all cash and Trade Product verticals.
• Drive collaboration across business, technology and control functions.
• Ensure alignment with FAB policies, frameworks and operating standards.
• Represent the function effectively to senior management, external and internal stakeholders.

• Promote API reuse and standardization to reduce duplication and accelerate delivery.
• Lead cross‑functional groups to align API strategy with enterprise goals.
• Maintain high standards of API documentation.
• Contribute to budget planning and resource allocation for API engineering.
• Provide training and enablement on API best practices.

10+ years of experience in transaction banking, treasury, digital platforms or product‑led financial services. Proven track record of building and scaling API‑driven or platform‑based products in regulated environments. Strong functional understanding of trade finance, cash management, treasury and settlement models. Deep expertise in API protocols (REST, Graph

QL, gRPC), API gateways, and service mesh. Strong grasp of API lifecycle governance, versioning and deprecation. Familiarity with regulatory frameworks (Open Banking, GDPR, PSD2). Exposure to tokenization, digital assets, programmable finance or embedded finance is strongly preferred.