Credit Analyst

Responsibilities

• End-to-end management of memos ensuring consistency, quality and alignment across the organization.
• Prepare comprehensive credit memos and summarize borrower profiles, financial performance, risk factors and recommendations.
• Review and verify credit documentation following memos for completeness and accuracy to ensure compliance with regulatory and internal standards.
• Analyze financial statements and other financial documents for covenant monitoring and financial updates to credit.
• Meet the service level agreement on turnaround time, reduce and improve rework rate and process-related errors to prescribed thresholds, and avoid policy-related errors to ensure delivery of optimum service standards.
• Coordinate with Relationship Managers, Risk and Operations teams to facilitate smooth credit memo processing and resolution of queries.

• Bachelor's degree in Finance, Accounting, Economics, or a related quantitative field.
• Possession of a CFA, CPA, or other relevant financial certification is highly advantageous.
• Minimum of 5 years of progressive experience in credit analysis, preferably within the financial services or banking industry.
• Demonstrated expertise in analyzing financial statements (balance sheets, income statements, cash flow statements).
• Associate Degree.
• Industry: Banking.
• Language:
  English.