Credit Analyst

Compensation

AED 10,000 – 12,000 + Performance Incentives

We are hiring a Credit Analyst for a fast-growing fintech company in the UAE. The role will focus on credit risk evaluation, lending decision support, and portfolio performance management, ensuring alignment with business goals and UAE regulatory requirements.

• Assess creditworthiness of SME customers using financial statements, bank data, and credit bureau reports
• Conduct detailed credit and risk analysis; prepare credit appraisal reports
• Recommend credit limits, pricing, and risk mitigation strategies
• Monitor loan portfolio performance and identify early warning signals
• Collaborate with underwriting, sales, and risk teams to support lending decisions
• Ensure compliance with internal credit policies and UAE regulatory guidelines
• Support periodic credit reviews, renewals, and restructuring of facilities

• 4–5 years of experience as a Credit Analyst / Risk Analyst or similar role
• Mandatory experience in Fin Tech, NBFC, Banking, or Financial Services
• Strong understanding of credit risk assessment, lending products, and financial analysis
• Experience handling SME, retail, or digital lending portfolios
• Proficiency in Excel and credit analysis tools
• Knowledge of UAE credit bureaus and regulatory frameworks (preferred)
• Strong analytical, communication, and stakeholder management skills

• Performance-based incentives
• Exposure to a high-growth fintech environment
• Strong career growth and learning opportunities