Data Scientist; F​/H - Ingénieur Statisticien Risque de Crédit

About Us

The Crédit Mutuel: a different employer

How? Through its decentralized organization that makes it the only cooperative bank not listed on the stock exchange in France. What matters most to Crédit Mutuel is the quality of the relationship with our clients who are the owners of our Group. This objective makes Crédit Mutuel the preferred brand of the French in the banking sector for 14 years.

Crédit Mutuel also stands out for values that have been the DNA of the company for more than 130 years: strong autonomy in daily operations with real decision-making powers, real responsibilities. A company in which exigence rhymes with benevolence, in which merit through internal promotion is recognized and which offers real career prospects.

Joining Crédit Mutuel means being part of a collective that wants to reinvent the customer experience in many areas: banking, insurance, telecommunications, vehicle or bicycle rental, real estate sales, IT, logistics,... Many activities in which your ideas and skills will be valued.

Joining a Group strong in its brands such as Crédit Mutuel, CIC, BECM, Cofidis, Euro Information,... is to be part of a human and technological adventure in which you will take your place to build the world of tomorrow with us.

The Direction of Risks, Permanent Control and Compliance (DRCC) of Crédit Mutuel Alliance Fédérale is a multidisciplinary team in close contact with the executive and deliberative bodies of the Crédit Mutuel Alliance Fédérale Group and its subsidiaries as well as with the supervisory authorities, particularly the teams of the European Central Bank.

Within the Direction of Risks, you will join the Validation of Models and Cross-Functional Projects structure within the Credit Risk Domain responsible, in particular, for the validation of the IFRS9 and ICAAP models of the Crédit Mutuel Alliance Fédérale subsidiaries. The unit is also responsible for monitoring these models and, in this context, carries out the necessary impact studies for risk management, intended for ad hoc committees.

You will intervene as a Senior Risk Statistician / Data Scientist and you will contribute to the continuous improvement of the credit risk control system of all Crédit Mutuel Alliance Fédérale entities.

Your main missions will be to:

• Validate statistical models;

• Work closely with subsidiaries and national statistical teams;

• Carry out impact studies;

• Participate in the writing and evolution of methodological guides and framework procedures of the structure for the second lines of the subsidiaries;

• Carry out methodological and regulatory monitoring;

• Provide training and upskilling for juniors;

• Participate in technical working groups / committees;

• Follow the projects assigned.

Crédit Mutuel Alliance Fédérale is a committed and socially responsible actor. The group has chosen a social policy encouraging the development of skills and internal promotion, high-level social protection as well as a proactive policy in terms of diversity, professional equality and work-life balance to support its 75,000 employees on a daily basis. Concretely, at the Crédit Mutuel Federal Treasury, our employees benefit from:

• a participation and interest premium that can reach two months of gross salary depending on the results of the group
• an abondement
• up to 23 days of additional leave per year
• a sixth week of paid leave
• a work rhythm adapted to a new group quality of life agreement that allows teleworking up to 2 days per week
• a group agreement in favor of employees with disabilities and employees close to caregivers
• enhanced social protection (health insurance, life insurance, supplementary pension)
• a company savings plan and PERCO
• an advantageous parental policy
• preferential banking and insurance conditions
• CSE benefits
• access to a company restaurant or meal vouchers
• coverage of a public transport subscription up to 75% in 2025
• a sustainable mobility allowance of 600€ for employees carpooling or regularly using their bicycle, electric scooter or shared vehicles
• an internal carpooling platform
• an eco-responsible parking lot, on the Strasbourg campus, with in particular…