Senior Risk & Internal Control Officer F​/H

Risk Management and Internal Control Specialist

In 2013, we launched the Lydia app, a very popular peer-to-peer payment and online savings service, with one goal in mind: to make everything payable in a simple, fast, and secure way directly from your phone.

With the same demand for simplicity of use, Lydia Solutions launched Sumeria in 2024. Sumeria offers a range of online banking services for individuals.

You will contribute to the design, implementation, and continuous improvement of the risk management and ongoing control framework of Lydia Solutions, fully assuming the responsibility for execution (practical controls, questioning, and follow-up of corrective measures).

• Support the annual and occasional activities of identifying, evaluating, and managing risks (RCSA), including questioning the inherent/residual risk ratings, mitigation measures, and control environment.

• Coordinate reviews with risk managers; ensure proper documentation, traceability, and preservation of evidence.

• Contribute to the preparation of risk reporting documents for governance bodies (Risk Committee / general management) and internal stakeholders.

• Develop and maintain the level 2 internal control plan (LOD2): scope, sampling approach, test scripts, documentation standards, and control schedule.

• Perform second-level controls on level 1 processes (operational and support functions), including execution, recording of results, formalization of issues, and escalation if necessary.

• Evaluate the strength of the documentation related to level 1 controls and formulate practical recommendations to improve its quality.

• Participate in the monitoring of incidents (including major incidents if applicable), retrospective analyses, and follow-up of corrective measures.

• Follow up on corrective measures arising from controls, incidents, internal/external audits, and regulatory reviews; ensure accountability, adherence to deadlines, and preservation of evidence.

• Contribute to governance deliverables and frameworks (risk appetite, key risk indicators, outsourcing supervision / coordination of business continuity management according to the annual plan).

• Support the preparation for interactions with regulators/auditors by maintaining high-quality documentation and audit trails.

• You have at least 4 years of experience in risk management, internal control, audit, or compliance in a regulated environment (banking / payments / fintech / consulting).

• You have a thorough understanding of the three lines of defense, RCSA concepts, and ongoing control methodologies.

• You are able to clearly communicate conclusions (both written and verbal), including to high-level stakeholders.

• You demonstrate rigor, autonomy, good judgment, and a pragmatic, action-oriented mindset.

• You are proficient in French and English.

• Experience with ACPR/BCE expectations for regulated entities (payments / electronic money / credit institutions).

• Experience in developing control plans, sampling approaches, and operational models for control levels 1 and 2 (LOD1/LOD2).

• Interview with the recruitment team;

• Case study to prepare at home;

• Interview with the Risk and Internal Control team;

• Final interview with managers.

Diversity, equity, and inclusion are key values for the well-being and performance of teams. They are integral to our culture, identity, and collective success. Our premises are accessible to people with reduced mobility, and we do everything to ensure an adapted work environment for everyone. If you need any specific accommodation to participate in the recruitment process, please let us know.

At Lydia Solutions, we are proud to guarantee equal opportunities, without distinction based on age, ethnic origin, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), sexual orientation, gender identity, gender expression, physical characteristics (height, weight, etc.), disability status, genetic information, or other characteristics protected by law.