Analyst – Diversified FIG Credit Risk, EMEA

Analyst – Diversified FIG Credit Risk, EMEA

Credit Risk assesses, permissions, and manages credit and counter party risks across industries, clients, geographies, and transactions, helping safeguard the firm from losses arising from client or counter party default. Credit exposure arises through underwriting, lending, trading, and operating services such as cash management and clearing, offering broad visibility into the firm's core activities. The Credit Risk function identifies, measures, limits, manages, and monitors credit risk across our businesses and is independent within Corporate Risk Management, reporting to the firm's Chief Risk Officer (CRO) to preserve the independence and integrity of decision making.

As an Analyst – Diversified FIG Credit Risk, EMEA within Credit Risk, you will assume coverage of a portfolio of clients within the Broker/Dealer, Proprietary Trading, Payments, and Fintech space, supporting the grading and review of credit risk exposures. This includes tracking financial performance updates and monitoring events that may impact the assigned portfolio, leveraging latest LLM tools.

Job Responsibilities:

• Monitor risk and exposure metrics across individual counter parties and the overall portfolio, contributing to sector-level and industry analysis.
• Support due diligence for onboarding new clients and conduct periodic reviews of existing relationships.
• Produce clear, concise credit memos with well-reasoned recommendations to inform credit decisions.
• Assist with the analysis and approval of lending requests across Leveraged Finance and the Innovation Economy segment.
• Build and deepen understanding of the legal documentation that underpins markets and banking products.
• Contribute to team and department initiatives focused on process improvement and operational efficiency.

Required qualifications, skills, and capabilities:

• Bachelor's degree in Finance, Accounting or related area
• Some credit/underwriting credentials, analytical skills, and experience is a plus, while in-depth knowledge of accounting and corporate finance is required
• Possess strong analytical and modeling skills
• Proficiency in Microsoft Office Suite, especially Excel, PowerPoint, and Word
• Highly motivated with a natural passion to learn and an inquisitive personality
• Strong interpersonal skills and an ability to work well in a team environment
• Strong sense of accountability and ownership of tasks
• Interest in client interaction with strong verbal and written communication skills
• Capable of understanding, describing, and debating complex concepts
• Ability to perform well under pressure in a demanding environment managing multiple tasks at the same time
• Strong attention to detail and an excellent work ethic

Preferred Qualifications, Capabilities, and Skills:

• Previous experience in a Credit Risk department.
• Familiarity with the business models of non bank financial institutions or technology or services corporates.

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success.

We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs.

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J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.