Technical Product Manager - RAILS

Technical Product Manager (TPM) for RAILS

Yuno is the AI-native operating system of global commerce, powering the financial infrastructure of enterprise merchants, banks, and wallets. With a single API, Yuno connects them to pay-ins, payouts, fraud prevention, KYC/KYB, and stable coins globally, so they can operate everywhere with a single integration.

Agnostic by design, Yuno offers connectivity to 1,000+ payment methods and 460+ integrations in 190+ countries, optimizing acceptance rates, reducing costs, and strengthening security through specialized AI agents that learn from every transaction on the network. Global brands run their payments on Yuno, including Arcos Dorados (McDonald's), Net Ease Games, Go Fund Me , in Drive, and Rappi. Banks, acquirers, PSPs, and wallets use Yuno to modernize their infrastructure without replacing core systems and to prepare for the next generation of commerce, including agentic payments.

Yuno is moving toward its 2030 Vision: becoming the autonomous, programmable operating system for global commerce.

We are looking for a highly technical, execution-focused Technical Product Manager (TPM) to serve as the Single Threaded Leader (STL) for RAILS — the core transaction path that carries every payment from the moment it enters our systems to the moment funds are settled and secured. This is a broad, foundational mandate spanning five interlocking domains:
Connectivity, Payment Orchestration, Transaction Core, Money Operations, and Risk, Trust & Vault. In this role, you sit at the critical intersection of deep technology and business value, defining the end-to-end building blocks required to scale payment execution, money movement, and fraud/PCI protection across Yuno's 11 domains.

You are not a backlog manager; you are a "Maker-to-Governor." You will move between defining product strategy, shaping technical direction, and ensuring reliable operation in production. You possess a sharp product sense and own the end-to-end delivery process for the entire transaction rail within our Agentic Integration Platform. You will lead an autonomous, cross-functional domain pod (or a coordinated set of pods) to build robust, headless capabilities in an environment where resilience, reliability, and operational excellence are non-negotiable.

Crucially, you will champion a "You Build It, You Run It" (YBIYRI) engineering culture, ensuring that every component your team delivers — from provider connectors to the card vault — is bank-grade, resilient, and fully owned from code to production.

RAILS is the core transaction path — the value chain a payment travels end-to-end. As the STL across this mandate, you will own the roadmap, architecture, and operational health of the following five domains:

1. Connectivity
- Every integration to external providers and payment methods: adapters, webhooks, credentials and provider certification, built on one shared framework with per-provider config.

2. Payment Orchestration
- Decides how each payment is executed: smart routing across providers, retries, failover and client-configurable rules — to maximize approval rate and minimize cost.

3. Transaction Core
- The state machine every payment runs through: authorize, capture, refund, void, chargeback. Owns the canonical transaction model, idempotency and event emission.

4. Money Operations
- Where money actually moves after authorization: settlement, payouts, reconciliation against provider reports, fees, billing and ledger correctness.

5. Risk, Trust & Vault
- Fraud screening, risk scoring and 3DS, plus the card vault: tokenization and secure card storage. The PCI-scoped domain, kept deliberately isolated.

• Own single-threaded leadership (STL):
  Serve as the accountable product leader for the transaction rail, driving alignment, prioritisation, and execution across all teams involved in the payment lifecycle.

• Think end-to-end across the value chain:
  Understand and optimize the handoffs between domains — how a routing decision in Payment Orchestration affects approval rates, how the Transaction Core's state machine feeds Money Operations' reconciliation,…