AFC Expert; m​/f​/d

AFC Expert (m/f/d)

To strengthen our local Anti-Financial Crime (AFC) team, we are looking for an experienced AFC Expert to support the Head of Department within the second line of defense. In this role, you will contribute to the implementation of both local and group-wide requirements across Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF), and International Sanctions (IS).

This position requires a strong second-line mindset, with a focus on governance, oversight, and strategic contribution, while maintaining a pragmatic and business-oriented approach in collaboration with both local teams and our Italian group.

• Contribute to the development and continuous improvement of AML/CTF/IS frameworks, including policies and procedures, ensuring alignment with Group standards and regulatory expectations
• Support the governance and optimization of AML IT systems, such as customer risk classification, transaction monitoring and screening tools
• Execute second line of defense controls and monitoring activities across AML/CTF and International Sanctions
• Provide effective and constructive challenge to first line activities, ensuring the adequacy of controls and timely remediation, while remaining flexible to support business initiatives when required
• Lead or support AML risk assessments, covering customer, product, and country risk
• Monitor key regulatory developments (e.g. Finma, AMLA) and translate them into practical implications for the local framework, supporting timely and consistent implementation
• Contribute to the design and delivery of AFC training initiatives, ensuring awareness and understanding of key AML/CTF/IS requirements across relevant stakeholders
• Support the definition, coordination and monitoring of remediation plans, ensuring appropriate tracking, escalation and timely closure of findings identified by internal controls, audits, Group or regulatory reviews

• Degree in law or economics
• Relevant AML/CTF qualification
• Minimum 5 years of experience in AML/CTF/IS, with strong exposure to second line of defense activities (controls, oversight, governance)
• Solid experience in AFC risk assessment frameworks and risk-based methodologies
• Good understanding of AFC systems and their governance (e.g. transaction monitoring, screening tools)
• Knowledge of EU AML regulatory developments, including AMLA mandates, with the ability to apply a risk-based approach
• Experience in the insurance sector or a solid understanding of its AML risk profile, with the ability to effectively challenge business stakeholders
• Fluent in English and German, with a collaborative mindset and proven ability to work effectively with local business units and our Italian group
• Independent and resilient under pressure, with a high level of motivation, commitment, self-discipline, and a strong sense of ownership