VP & Appraisal Review Officer - Secured Credit Administration - Columbus, OH

VP & Appraisal Review Officer – Secured Credit Administration

Location: This position is 100% remote within the Bank's footprint. Employee will work full time remote outside of a Wes Banco location (may occasionally attend in person meetings, although primary functions of the role are performed remotely).

Market: Columbus

Work Hours per Week: 37.5

• Bachelor's Degree and/or equivalent work experience or equivalent combination of education and experience required.
• Minimum of three years' experience appraising commercial properties in Floridia required.
• Knowledge of local market and continued development of national real estate and industry specific trends is required.
• State Certified General Appraiser License (required)

SUMMARY: The VP & Commercial Real Estate Appraisal Review Officer facilitates the request and review of commercial real estate valuations to determine market value for related financial transactions in accordance with internal bank policies/procedures, industry standards and regulatory requirements (USPAP & FIRREA).

This position may be a voting member of the Executive Loan Committee that has lending authority up to the bank's legal lending limit.

• Learns and performs the administrative tasks that drive the commercial real estate appraisal process.
• Uses risk-based decisions, works with stakeholders to ensure that appraisal reports are complete, accurate, credible, relevant and reasonable based on sound real estate appraisal methodology.
• Mediates and resolves issues between internal stakeholders and valuation vendors to maintain independence and impartiality.
• Self-motivates and manages time efficiently to meet service level deadlines.
• Understands various building construction types, flood/zoning/environmental hazards.
• Other duties as assigned.

• Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing.
• You will also be expected to complete all assigned compliance training in a timely manner.
• Familiarity with appraisal management platforms preferred.
• Experience reviewing appraisal for financial institutions preferred.
• Ability to provide leadership and be the primary person making decisions about credit requests up to $10 million lending authority and/or make recommendations to appropriate credit officer with necessary approval authority.
• Ability to analyze the most complex financial and legal documents.
• Ability to understand complex financial transactions and provide guidance or alternatives as appropriate.
• Ability to effectively communicate acceptable credit structures to lenders and customers.
• Excellent written communication skills.
• Travel and occasional overnight stay may be required.
• Ability to read, analyze, and interpret common scientific and technical journals, financial reports, and legal documents.
• Ability to respond to common inquiries or complaints from customers, regulatory agencies, or members of the business community.
• Ability to write speeches and articles for publication that conform to prescribed style and format.
• Ability to effectively present information to top management, public groups, and/or boards of directors.
• Ability to work with mathematical concepts such as probability and statistical inference.
• Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.
• Ability to define problems, collect data, establish facts, and draw valid conclusions.
• Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.
• Proficient in Microsoft Office products including Excel, Word and Outlook.
• Ability to learn other banking software's.

Full-time

Credit Administration