Mortgage Underwriter II

Employment Information

Regular or Temporary: Regular

Language Fluency: English (Required)

Work Shift: 1st shift (United States of America)

The role will be located in office 5 days/week in accordance with Truist in-office expectations.

Underwriter is responsible for underwriting residential mortgage loans to ensure compliance with bank, investor and secondary market standards. Communicates with processor, originators and other internal and external customers. Meets performance standards and goals established by the bank. Approve acceptable loans within maximum conforming and/or non-conforming lending limits.

Required Qualifications:

• Minimum three years of mortgage loan underwriting experience; history of comparable lending authority limit.
• Excellent Communication skills, both written and verbal, in relating to internal and external clients.
• Demonstrates proficiency in basic computer applications, such as mortgage automated processing systems and Microsoft Office software products.
• Bachelor's degree in business or related field, or equivalent education or related training
• Ability to travel, occasionally overnight.

Preferred Qualifications:

• Basic knowledge of bank services and products.
• Direct Endorsement and Staff Appraisal Reviewer Certifications.
• Familiarity with Automated Underwriting Systems (e.g., DU, LP, GUS)
• FHA/VA/Bond Experience.
• Jumbo, Wealth and Construction to Perm Experience.

All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax‑preferred savings accounts, and a 401(k) plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full‑time or part‑time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays.

For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non‑temporary position for which you apply, based on full‑time or part‑time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug‑Free Workplace.

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