Principal Architect, Digital - CIB

Step into the role of a Principal Architect at JPMorgan

Chase and become a driving force behind the development and adoption of cutting‑edge, cloud‑based technologies.

As a Principal Architect at JPMorgan

Chase within the CIB Payments, you provide expertise to enhance and develop architecture platforms based on modern cloud‑based technologies, as well as support the adoption of strategic global solutions. Leverage your advanced architecture capabilities and collaborate with colleagues across the organization to drive best‑in‑class outcomes.

• Engages business and technology stakeholder to discuss and propose design approaches to meet current and future needs of various business initiatives
• Applies enterprise‑authorized AI capabilities within the work environment to accelerate architecture analysis, roadmap development, and design decisioning, with human‑in‑the‑loop validation and appropriate handling of sensitive data.
• As a member of the team, build trusted relationships with business and technical decision makers in the customer’s organization to provide business and technical thought leadership,
• Identifies opportunities to modernize platform capabilities along with business initiatives
• Helps define strategy, roadmap for product go to market and breakdown of technical delivery
• Helps define the target state of their product and drives achievement of the strategy
• Participates in architecture governance bodies
• Evaluates recommendations and provides feedback on business needs, options to get to market
• Executes creative software solutions, design, development, and technical troubleshooting with the ability to think beyond routine or conventional approaches to build solutions or break down technical problems
• Identifies opportunities to eliminate or automate remediation of recurring issues to improve overall operational stability of software applications and systems
• Leads evaluation sessions with external vendors, startups, and internal teams to drive outcomes‑oriented probing of architectural designs, technical credentials, and applicability for use within existing systems and information
• Practical cloud native experience
• Ability to present and effectively communicate to Senior Leaders and Executives
• Applies enterprise‑authorized AI capabilities within the work environment to accelerate architecture analysis, roadmap development, and design decisioning, with human‑in‑the‑loop validation and appropriate handling of sensitive data

• Hands‑on practical experience over 15+ years in delivering system design, application development, testing, and operational stability in acquiring payments industry
• Strategic mindset in shaping digital transformation for payments business - includes digital onboarding, self servicing experience for clients, partner integration, developer experience
• Strong experience in web developer frameworks, web architecture, mobile frameworks
• Strong experience in APIs - api standards, functional, governance
• Strong experience in Identity and access management includes partner integration via APIs or web Strong experience in acquiring / merchant services payment understanding
• Experience with in‑store or eCommerce merchant payments
• Ability to understand business requirements, create solution designs, create technical delivery roadmap and technical know how’s
• Applies enterprise‑authorized AI capabilities within the work environment to accelerate architecture analysis, roadmap development, and design decisioning, with human‑in‑the‑loop validation and appropriate handling of sensitive data
• Ability to present and effectively communicate to Senior Leaders and Executives
• Strong technical background with design and delivery experience with software patterns and principles
• Advanced knowledge of one or more software, applications, and architecture disciplines
• Demonstrated proficiency in software applications and technical processes within a technical discipline (e.g., cloud, artificial intelligence, machine learning, mobile, etc.)
• Experience as a functional architect (business / product)
• Experience with domain model, understands business process flow, client…