VP - Treasury Management

Title

Vice President – Treasury Management

Headquarters

Executive Vice President – Chief Financial Officer

Full Time, Exempt

EX 72 ($93,000 - $165,430 annually)

Monday-Friday 8:30am-5:00pm

Performs a broad range of financial planning and analysis for Pioneer and its subsidiaries. Responsible for various treasury-related functions, such as liquidity, investment securities, interest rate risk (asset liability management), and regulatory/risk management and reporting. Maintains responsibility for the daily cash position as well as balance sheet modeling and forecasting, and profitability measurement. Prepares detailed reports and presentations for review by all levels of management and the Board of Directors.

• Conducts comprehensive asset‑liability and interest rate risk analysis for Pioneer and its subsidiaries, utilizing shock and ramp scenario simulations. Evaluates key metrics including Net Interest Income (NII) and Economic Value of Equity (EVE) to assess sensitivity to changing rate environments and support strategic decision‑making.
• Develops and executes quarterly liquidity stress tests and prepares the liquidity risk monitor in alignment with Pioneer’s Contingency Funding Plan. Performs comprehensive cash flow modeling and stress testing to evaluate liquidity impacts under varying levels of stress, including effects on key financial ratios and performance measures. Analyzes deposit behaviors and trends to establish model assumptions and assess potential depositor responses across multiple stress scenarios, ensuring robust liquidity risk management.
• Monitors Pioneer’s liquidity and cash needs on a daily, monthly, quarterly, and annual basis in accordance with policy.
• Assists in setting overall investment policy for Pioneer’s securities portfolio.
• Executes investment policies and activities as directed by the Chief Financial Officer.
• Securitize municipal securities as appropriate via Depository Trust Company and CUSIP Services.
• Monitors municipal deposits and ensures proper collateralization in compliance with regulatory requirements.
• Review daily all bank short‑ and intermediate‑term assets to maximize return while complying with all Pioneer determined risk tolerances.
• Executes trades through investment brokers after receiving competitive pricing. Provides transaction details to accounting department and ensures trades settle.
• Maintains responsibility of monitoring target balances with corresponding banks.
• Serves on Asset and Liability Management Committee and Model Risk Management Committee.
• Manage wholesale funding sources, including recommending CD rates to the Pioneer’s Pricing Committee.
• Formulates bids on municipal securities where credit worthiness meets Pioneer criteria. Utilizes historical patterns in order to be competitive if security fits policy.
• Utilizes Pioneer’s Sales Enablement program to provide cross‑sell opportunities for business services including Cash Management, Deposit, Loan, Investment, and Insurance products.
• Performs additional duties as requested.

• Bachelor’s Degree in Accounting, Finance, Economics, and/or Mathematics or related field required.
• Minimum of seven (7) years of financial analysis experience required.
• Minimum of five (5) years of experience with financial modeling and forecasting software required. Empyrean ALM system experience preferred. Additional experience with basic programming and data query languages (e.g., SQL) and familiarity with emerging technologies such as large language models (LLMs) is highly desirable.
• Chartered Financial Analyst (CFA) and/or Financial Risk Manager (FRM) designation preferred.
• Experience engaging with regulators, interpreting regulatory requirements, and implementing changes as regulations evolve.
• Proficiency with Microsoft Excel, Word, Power Point, Teams and Internet Explorer required.

• Excellent oral and written communication skills.
• Strong interpersonal skills.
• Ability to work cooperatively with colleagues.
• Ability to professionally represent Pioneer to outside business and/or customer contacts.
• Strong…