CRE Credit Products Portfolio Mgr Sr

Position Title

CRE Credit Products Portfolio Mgr Sr

New York, NY 10018

The Senior CRE Credit Products Portfolio Manager is a strategic advisor responsible for structuring, negotiating, and managing highly complex commercial credit relationships. This role influences credit strategy by providing deep market insights, proactive risk identification, and innovative deal‑structuring solutions. With extensive experience in credit analysis and portfolio management, this position ensures long‑term portfolio health while supporting the bank’s growth objectives. The role also serves as a mentor and thought leader, developing junior credit professionals and shaping best practices in underwriting and risk management.

$106,023 - $165,862

• (35%) Complex Credit Structuring & Underwriting:
  Lead the structuring, analysis, and approval of highly complex credit transactions, ensuring risk is balanced with business needs.
• (25%) Portfolio Strategy & Risk Oversight:
  Proactively monitor portfolio risk, identifying industry trends and economic factors impacting credit quality.
• (15%) Client & Executive Leadership Engagement:
  Serve as a strategic partner to RMs and senior leadership, offering expertise in credit negotiations and deal execution.
• (10%) Credit Agreement Negotiation:
  Work directly with clients, legal counsel, and internal teams to structure and negotiate credit agreements.
• Team Leadership & Mentorship:
  Mentor junior credit professionals, providing training and leadership in credit risk best practices. Proactively identify and raise improvement areas in credit processes to senior leadership.
• Additional Accountabilities:
  Perform special projects and additional duties as required. Consistently adhere to regulatory and compliance policies and standards, and complete required compliance trainings.

• Education:
  
  Undergraduate degree in Finance, Accounting, Economics, or related field, or 12+ years of equivalent experience.
• Experience:
  
  10+ years of commercial credit analysis/structuring, underwriting, portfolio management, and risk analysis.
• Expertise:
  Deep knowledge of structuring and negotiating complex credit agreements; management of large portfolios; influence credit strategy and policy.
• Skills:
  
  Strong leadership, stakeholder management, and communication; in-depth understanding of macroeconomic factors affecting credit risk; ability to work with legal counsel and clients.
• Legal:
  Well‑versed in credit agreements and related legal documentation.

• Education:
  
  Master’s degree (MBA or CFA preferred).
• Competencies:
  
  Strategic credit expertise, high‑level risk oversight, client & executive engagement, deal structuring, mentorship, change management, regulatory knowledge, and executive‑level communication.

No unusual physical exertion is involved.

• Medical, dental, vision, life, and disability insurance.
• Comprehensive leave program.

Flagstar is an Equal Opportunity Employer. We are committed to providing clear and accurate compensation information in accordance with applicable laws. All decisions regarding hiring, compensation, promotion, training, and placement are based on job performance and are unrelated to any protected characteristic.

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