Equity Loan Officer

Respect. Integrity. Ethics. Compassion. Humor. At our Credit Union these five core values aren’t just words on a wall, they are our daily way of life. Our purpose is to build local loyalty; connect to community and make life easier for those we serve. To accomplish this, we hire team members who demonstrate a strong desire to serve others, who embrace change, who are eager to learn, and who enjoy a good laugh.

• Serve as a primary point of contact and front‑line marketer for Home Equity and other specialized portfolio loan programs for members and external referral partners.
• Originate Home Equity loans and lines of credit, as well as other specialized portfolio loans, in accordance with Credit Union policy and all applicable lending requirements to support Real Estate Department goals.
• Develop and maintain referral relationships throughout the market area to help grow market share.

• 2 weeks' vacation in the first year, 3 weeks in the second year, and 4 weeks starting the third year.
• 10 paid holidays each year.
• 5 paid sick days annually.
• Medical, dental, and vision insurance effective the first of the month following your hire date.
• Eligible for a semi‑annual incentive of 2.5 (5% yearly) of your annual salary based upon the achievement of our strategic organizational goals.
• Upon completion of your 6th month of employment, you’re eligible to enroll in Central Willamette’s 401(k) program. Central Willamette Credit Union will match your contributions dollar for dollar up to the first 3% of your gross salary, and 50% of the next 2% of your gross salary.
• Monthly incentives!

• Meet with members by phone and in person to advise and guide them through the full loan process, using clear, calm, and professional communication.
• Assist members, title companies, realtors, and other third parties with incoming questions and requests in a helpful and positive manner.
• Establish and maintain effective relationships internally, with members, and with community and referral partners.
• Anticipate needs and provide collaborative solutions that benefit members and internal customers.

• Assist members with completion of the loan application and present applicable disclosures in accordance with policy and regulation.
• Review and analyze financial information from all relevant parties.
• Originate and evaluate home equity loans, lines, and other specialized portfolio loan programs according to guidelines and portfolio requirements.
• Prepare loans for submission to underwriting and notify members of loan decisions.
• Make sound decisions based upon analysis, resources available, knowledge, and experience, and seek counsel when appropriate.

• Meet established sales and referral goals of Central Willamette.
• Cross‑sell Credit Union products and services in conjunction with accepting loan applications by identifying needs and making appropriate recommendations and referrals.
• Assist with lead generation and lead list contact activities to drive business to Central Willamette.
• Demonstrate a can‑do attitude and strong follow‑through, completing commitments and pushing toward results.

• Prepare home equity and specialized portfolio loan program documents and files.
• Review rates, terms, and amounts to ensure they are consistent with Credit Union policy and that all documentation is completed with technical accuracy.
• Assist the Mortgage Loan Servicer as necessary and provide ongoing servicing support to Mortgage Loan Originators throughout the loan process as needed.
• Assist with loan and line funding support and final quality review as needed.
• Assist with processing mortgage payments through a third‑party vendor.
• Assist with quoting mortgage, home equity, and other specialized portfolio loan payoffs.
• Assist in processing all incoming mortgage, home equity, and other specialized portfolio…