Business Banking - Business Banking Officer

Overview

It starts with our culture that places great importance on relationships and genuine engagement. We believe that common sense should be the norm, leading to smoother, timely processes and more reliable outcomes. Our bankers look beyond numbers to see the people behind the accounts, striving to understand their needs and provide straightforward solutions.

Relationships are based on fairness and simplicity. When you choose our Company, you have an opportunity to make an impact that extends beyond the bank’s walls.

We are committed to Equity, Diversity, and Inclusion. Through banking, investing, grants, and volunteerism, we promote community growth, revitalization, and sustainability. We aim to create a positive, results‑driven culture where all associates feel welcomed and empowered.

As a Business Banking Officer, you will actively pursue business relationships for NBH Bank. You will provide a full range of business banking services with an emphasis on loan and deposit products, aiming for 100% of the client's relationship. Your responsibilities include developing and expanding business relationships, obtaining business loans, deposits, treasury services, and identifying consumer and mortgage opportunities for business clients and their associates.

You will provide financial advice on credit structure and treasury management, counsel clients throughout the onboarding process, critically review, analyze, and structure business loans, monitor portfolio performance, and resolve borrower issues when appropriate. Your role also involves proactive outreach to clients and prospects, community engagement to promote the bank’s image, building rapport with clients and colleagues, and maintaining compliance with regulations such as BSA and OFAC.

• Bachelor's degree in Business Administration or equivalent combination of education and work experience.
• Minimum 3 years of banking experience.
• Minimum 3 years of successful business‑to‑business development experience.

• Minimum 5 years of successful commercial or small business lending.
• Minimum 5 years of banking experience.
• Completion of a bank training or formal credit training program.

• Strong credit background with ability to analyze financial statements, underwrite loans, and prepare loan presentations for approval by credit committees.
• Strong oral and written communication skills to articulate issues clearly and concisely.
• Creative problem‑solving with resourcefulness.
• Excellent interpersonal skills to build team cohesiveness.
• Ability to work effectively in a collaborative environment.
• Effective prioritization of competing demands and management of multiple tasks or projects.
• Sound decision making with consistent delivery on commitments and responsibility for results.
• Strong client service skills for internal and external interactions.
• Professional representation of the bank at all times.
• Proficiency in MS Office applications (Outlook, Word, Excel, PowerPoint).

• Office setting with traditional hours.
• Work at a rapid pace for long periods of time (typically no longer than 8 hours).
• Require physical exertion such as lifting, bending, twisting, and repetitive use of arms or hands.
• Travel estimated at 50% to 60% of the time.

In addition to your financial compensation, we offer a generous benefits package that includes insurance, a 401(k) plan, an associate stock purchase program, paid time off, and associate banking perks.

The Bank is committed to providing qualified applicants and associates reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. The Bank’s policy is to provide equal opportunity to all people without regard to race, color, religion, national origin, ancestry, marital status, veteran status, age, disability, pregnancy, genetic information, citizenship status, sex, sexual orientation, gender identity, or any other legally protected category.

The Bank is proud to be a drug‑free workplace.

Selected candidate(s) for hire must complete the following prior to employment: a criminal history report, global screen, drug screen, employment credit report, and if applicable, a driving record.

Applicants must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.