Call Center Agent

At Vanderbilt Mortgage, we believe home ownership makes lives better. For over 50 years, we’ve been committed to making home ownership more attainable for families across the country by providing mortgage solutions that unlock the freedom of home. As a national housing lender, we specialize in financing new and pre-owned manufactured and modular homes. With a diverse range of loan products, a reputation for world-class customer service and a coast-to-coast presence, Vanderbilt continues to be a leader in the industry.

Our strength is our people—which is why we prioritize investing in our Team Members through opportunities for growth, a healthy work-life balance, and meaningful recognition of their contributions. Whether just starting out or bringing years of experience, Vanderbilt empowers our Team Members with the tools and training to build a successful career and reach their full potential.

POSITION TITLE:

Call Center Agent (Non – LO – Servicing)
JOB STATUS:
Full Time/Hourly DEPARTMENT:
Call Center

REPORTS TO:

Team Lead

TRAVEL REQUIRED:

As Needed

WORK SCHEDULE:

Hybrid – 4 days in-office, 1 day remote after training

Monday – Thursday 11am – 8pm, Friday 8:30-5:30pmPAY:
The expected hiring range for this position is from $20.39 to $23.99 plus additional bonus opportunity. The stated hiring range is based on experience, qualifications, and other relevant factors. Final compensation decisions will take into account a variety of considerations, including individual skills, internal equity, and organizational needs

JOB SUMMARY:

The Bilingual Call Center Agent is responsible for servicing non-delinquent, active status loans and providing a world-class customer experience through inbound and outbound phone calls and the VMF website. This role reports to the Call Center Team Lead and leverages mortgage knowledge with the ability to communicate effectively and efficiently with customers.

JOB FUNCTIONS:

Inbound Customer Service (Daily)
Handles an average of 50-70 inbound phone calls daily.

Handles an average of 10-20 Live Chats.

Assists customers in applying mortgage payments, answering questions relating to escrow, insurance claims, loan payoffs, titling, trouble shooting for customers with their online VMF account, etc.

Inputs research requests, completes document and email requests from customers.

Meets department goals for log-in time, average speed to answer, and call quality.

Assists the Welcome Call team by collecting contact information and educating new customers on payments and online account offerings.

Assists the Collections teams by taking under 30-day delinquency payments and arrangements.

Outbound Customer Service (Daily)
Completes outbound follow-up communications when requested to provide customers with confirmation of completed requests.

Completes re-allocation of mortgage payment funds.

Communicates escrow payment changes after non-scheduled adjustments.

Follows-up with customers on incomplete paperwork, auto-draft forms, etc.

Communicates completion of insurance or tax changes as requested by customer.

If bilingual, performs Spanish call-backs as requested.

Administrative & Compliance Functions Applies understanding of all local, state, and federal regulations to customer communications.

Ensures compliance with all company, state, federal and CFPB guidelines through regular review and analysis of accounts and ensures policy and procedures are congruent.

Other duties as assigned

This job description is not an exhaustive list of all the functions that a team member and other duties may be assigned.

QUALIFICATIONS:

Education:

High School diploma or equivalent required

Experience:

0 – 1 year of related experience

Experience in a call center environment preferred, but not required.

Knowledge of loan servicing within the mortgage industry preferred, but not required.

Some travel required to retreats or remote locations on a quarterly basis.

Computer competency with Microsoft Office and typing skills at minimum 25 wpm.

Ability to communicate effectively and efficiently via phone, email, and person to person.

Must be passionate about providing a world-class customer experience.

Skilled at building and fostering relationships

Must be…