Mortgage Loan Closer

Location - Alpharetta, GA - Hybrid, must be able to commute to this location

We are seeking an experienced Mortgage Loan Closer to join our operations team. The ideal candidate will have a strong understanding of the residential mortgage closing process and a proven ability to manage loans accurately and efficiently from clear to close through funding.

This position requires a high level of professionalism, attention to detail, and the ability to work effectively with internal teams and external partners to ensure timely and compliant loan closings.

• Manage residential mortgage loan files from clear to close through funding
• Prepare, review, and issue Initial Closing Disclosures and closing documentation in accordance with TRID and regulatory requirements
• Ensure all loan files comply with federal, state, investor, and company guidelines
• Resolve closing conditions and address last‑minute issues to meet funding deadlines
• Maintain complete, accurate, and well‑documented loan files within the loan origination system
• Balance the transaction and send wire requests for funding.

• Minimum of 3 years of mortgage loan closing experience
• Comprehensive knowledge of conventional, FHA, VA, and USDA loan products
• Strong understanding of TRID, RESPA, CFPB regulations, and investor requirements
• Excellent organizational skills with a high degree of accuracy and attention to detail
• Strong written and verbal communication skills
• Ability to manage multiple files and deadlines in a fast‑paced environment

• Experience with Meridian Link preferred but will train
• Multi-state closing experience
• Background in retail, correspondent, or wholesale mortgage environments
• Competitive compensation commensurate with experience
• Professional, collaborative work environment
• Stable production platform with operational support
• Opportunities for long‑term growth within the organization

Qualified candidates are encouraged to submit a resume outlining relevant experience.

• Excellent Benefits: Comprehensive Medical, Dental, and Vision coverage, Life insurance, long and short‑term disability, and a 401(k) with company match.
• Compensation: $50-$60k per year with $50 per file for refinance and $75 per file for purchase. Salary dependent on experience level.
• United Trust Bank is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will be considered for employment without regard to race, national origin, gender, age, religion, disability, sexual orientation, veteran status or marital status. We are an E-Verify employer.