Quality Assurance Specialist

Global Credit Risk sets the credit risk strategy, ensures ING’s lending practices align with risk tolerance and regulatory requirements, and manages credit restructuring from a global perspective.

Global Credit Risk plays a critical role via its credit risk policies, credit risk appetite setting and credit risk portfolio management, protecting the bank from losses due to defaults or economic downturns.

As a Senior Credit Risk Expert - Quality Assurance, you will lead independent testing efforts across the credit risk lifecycle.

• Lead 2
  
  LoD policy adherence testing, define testing methodology, and prepare planning cycles.
• Select risk-based samples using data analytics and guide junior colleagues in execution.
• Challenge credit risk execution and control processes across 1
  
  LoD, Risk, and GCR.
• Independently draft high-quality QA reports, register observations, and propose concrete improvements.
• Monitor control performance and ensure timely remediation of issues and gaps.
• Represent ING in regulatory and audit engagements, managing high-priority issues and ensuring effective resolution.
• Help shape the team’s testing methodology and represent QA in strategic discussions with senior stakeholders.
• Coach and mentor junior team members, fostering a culture of excellence and continuous learning.

How to Succeed:
We hire smart people like you for your potential. Our biggest expectation is that you’ll stay curious, keep learning, and take on responsibility.

• A Master’s degree.
• 10-15 years of experience in credit risk, with experience in model validation and/or audit preferred.
• Solid understanding of retail credit portfolios.
• Experience supervising junior colleagues and leading initiatives.
• Deep understanding of credit risk processes and regulatory frameworks.
• Strong stakeholder management and communication skills.
• A proactive, resilient mindset with a passion for improving controls and transparency.
• Ability to influence across functions and drive strategic alignment.

• 25-28 vacation days depending on contract
• Pension scheme
• 13th month salary
• 8% holiday payment
• Hybrid working
• Personal growth and challenging work with endless possibilities
• An informal working environment with innovative colleagues