Risk Model Oversight Expert

Group-level expert role at ING with oversight of regulatory credit risk models, including IRB and IFRS
9. Oversee model changes, On‑Site Inspections and Internal Model Investigations, with direct interaction with the ECB and external auditors. Support, advise and challenge senior Risk Management and Model Development teams, exercising independent technical judgement on model risk, methodology and supervisory expectations.

• Group-level oversight of regulatory credit risk model changes, including IRB and IFRS 9.
• Support, advise and challenge senior Risk Management and Model Development teams on model risk, methodology and supervisory expectations.
• Perform advisory and quality‑assurance reviews of IMIs and on‑site inspections, coordinate supervisory submissions, presentations and Q&A.
• Manage senior internal stakeholders across the credit risk model lifecycle globally and external stakeholders (ECB and auditors).
• Represent ING in IMIs, on‑site inspections and regulatory discussions related to credit risk models.

• Master’s degree and 6–12 years experience in credit risk modelling, supervision or closely related fields.
• Hands‑on expertise in credit risk modelling, strong statistical depth and understanding of IRB and IFRS 9 frameworks.
• Deep knowledge of the full regulatory credit risk model lifecycle and ability to identify, assess and manage model risk at Group level.
• Application of capital requirements regulation, credit risk policies and model risk frameworks, translating regulatory requirements into defensible modelling and governance decisions.
• Strong command of quantitative and statistical concepts relevant to credit risk models, with critical assessment ability and supervisory/materiality lens.
• Excellent communication skills, able to engage with senior stakeholders and supervisory authorities.

• 25-28 vacation days depending on contract.
• Pension scheme.
• 13th month salary.
• 8% Holiday payment.
• Hybrid working.
• Personal growth and challenging work with endless possibilities.
• Informal working environment with innovative colleagues.