Consumer Loan Underwriter , II, or III

The Consumer Loan Underwriter plays a key role in helping our members achieve their financial goals. This position is responsible for reviewing and making loan decisions within established lending limits and policies set by the Board of Directors. The Underwriter works closely with Consumer Loan Originators and Member Service Officers to provide clear, timely communication and informed decisions on submitted loans.

As part of the Consumer Loan Department, this position contributes to the overall success of departmental goals and objectives while fostering positive and professional relationships across branches and departments. The ideal candidate bring strong attention to detail, a commitment to excellent member service, and a passion for contributing to the financial well-being of Alaskans.

This position is open to a hybrid work schedule.

Pay Range:

UW I- $25.47 - $36.54

UW II- $26.58 - $38.73

UW III- $30.28 - $44.31

• Underwrites, reviews and decides on appropriate action to be taken on loan applications submitted by Consumer Loan Originators and Member Service Officers. Exercises exceptional judgment in loan decisions thus reducing the potential for delinquent accounts. Provides clear direction and guidance to Consumer Loan Originators and Member Service Officers on all loan decisions, i.e. counter offers, questions, loan conditions, terms, stolen loan opportunities, etc.
• Reviews and makes loan decisions quickly in order to maintain a turn around time in accordance with the set department standard.
• Speaks with Dealers about loan decisions and possible additions with indirect loans via phone, email or chat.

• Able to work variable shifts within a 6 day a week schedule.
• Meets the current standards as established for the department in the completion of all assigned duties.
• Provides service through VIBES to all members and staff.
• Performs other duties as assigned.

• High school graduate, with some college level related classes.
• At least two years of experience working at a financial institution is required.
• Experience and proven ability at exercising good judgment, making good loan decisions; preferred.
• Ability to work independently and must have good written and verbal communication skills.
• Responsible for abiding and complying with the policy for compliance with the Bank Secrecy Act and anti-money laundering laws and regulations (BSA/AML) and the policy for compliance with office of foreign assets control laws and regulations (OFAC).

At Credit Union 1, we believe in life balance, which means supporting our employees both at work and when away. Eligible positions enjoy a comprehensive benefits package designed to promote overall wellbeing- financially, professionally and personally.

Credit Union 1 offers employees multiple medical plans to choose from, including PPOs and HSA-qualified plans, as well as dental, vision, and services to support overall mental and physical health.

Employees and their families are supported in life planning with employer-paid life insurance, disability coverage, and AD&D coverage. Voluntary plans are offered to cover critical illness, accidents, and hospital indemnity expenses. Employees participate in 401(k) retirement plan with company matching contributions and profit-sharing contributions.

Please note:

Credit Union 1 does not provide relocation assistance. If selected for an on-site position, candidates will be responsible for relocating to Alaska prior to the agreed upon start date at their own expense.

To be eligible for this position, applicants must be legally authorized to work in the United States without restriction. Credit Union 1 does not provide visa sponsorship.

Only applicants who meet the minimum requirements for this position…