Senior Vice President, Chief Compliance Officer

Description

Position Summary: The Senior Vice President, Chief Compliance Officer leads the Bank’s enterprise compliance management system and provides strategic oversight of regulatory compliance, CRA, fair lending, HMDA, privacy, vendor management, compliance training, examination readiness, and related legal or regulatory matters. This role advises Senior Management and the Board of Directors on compliance obligations, emerging regulatory expectations, control effectiveness, and corrective action, while maintaining a proactive, risk-based program that supports safe, sound, ethical, and customer-focused banking operations.

• Develop, administer, and continuously improve a risk-based compliance management system aligned with federal and state banking laws, supervisory guidance, internal policies, and Bank risk appetite.
• Maintain compliance resources, regulatory inventories, policies, procedures, monitoring tools, documentation, and reporting using appropriate technology and recordkeeping practices.
• Monitor regulatory change, assess operational impact, coordinate implementation, and advise Bank personnel, Senior Management, committees, and business lines on compliance requirements.
• Review new or modified products, services, delivery channels, marketing materials, disclosures, customer communications, account documentation, loan documentation, digital banking processes, and related controls for compliance.
• Chair or coordinate the Compliance Committee and provide timely reporting on compliance risk, regulatory developments, monitoring results, complaint trends, corrective actions, and examination readiness.

• Manage legal correspondence, including subpoenas, garnishments, levies, IOLTA reporting responsibilities, and related documentation.
• Coordinate with outside counsel as needed and review third‑party legal documents and agreements for the Bank.
• Provide practical legal and compliance guidance to branch staff and business lines regarding trusts, powers of attorney, account documentation, and related customer matters.

• Develop, maintain, and oversee the Bank’s CRA program, including CRA policy, assessment area obligations, community development goals, performance context, public file requirements, notices, public comments, complaint information, and annual training.
• Analyze community credit, deposit, service, and development needs and coordinate with business lines to support responsive, complaint, and documented CRA activities.
• Provide periodic CRA performance reporting, risk assessments, and program updates to Senior Management and the Board of Directors.
• Coordinate the preparation and filing of annual CRA data with the FFIEC, ensuring accuracy, completeness, and timely submission.

• Serve as the primary compliance contact for lending‑related issues, regulatory examinations, audit findings, monitoring reviews, corrective action plans, and control enhancements.
• Review loan documentation, disclosures, training materials, policies, procedures, and business processes for compliance with applicable state and federal requirements.
• Monitor HMDA data collection, data integrity testing, edit resolution, submission readiness, and annual filing coordination.

• Serve as the primary compliance contact for deposit‑related issues, regulatory examinations, audit findings, monitoring reviews, corrective action plans, and control enhancements.
• Review account documentation, branch procedures, customer communications, training materials, and operational processes for compliance with applicable state and federal requirements.
• Partner with branch management to confirm compliance procedures are effective and provide periodic compliance‑related in‑branch training.

• Lead the Bank’s vendor management strategy and maintain the vendor management program in alignment with applicable third‑party risk management guidance, Bank policy, and risk‑based oversight expectations.
• Conduct and document risk assessments, due diligence, ongoing monitoring, contract review coordination, performance oversight, control gap…