VP​/Commercial Loan Officer

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Full Time Sales Appleton, WI, US

4 days ago Requisition

Join Our Team as a VP/Commercial Loan Officer!

Are you an experienced commercial lender who enjoys building relationships, analyzing complex financial information, and helping businesses achieve their goals? Abby Bank is looking for a VP/Commercial Loan Officer to join our team and play a key role in developing quality commercial relationships and managing a successful loan portfolio!

In this role, you’ll develop, manage, and maintain a portfolio of quality commercial credits while identifying new lending and relationship opportunities. You’ll work directly with business customers, analyze financial information, structure and present loan requests, monitor portfolio quality, and collaborate with Credit Analysts, Loan Processors, management, and other bank teams.

This is a great opportunity for an experienced banking professional who enjoys combining credit analysis, relationship management, business development, and community involvement to make a meaningful impact for customers and the bank.

What You’ll Do:

• Be a Trusted Advisor:Build and maintain strong relationships with business owners and customers by understanding their operations, financial goals, and lending needs.
• Grow the Portfolio:Develop new commercial lending opportunities through customer visits, networking, community involvement, referrals, and business development activities.
• Analyze & Structure Loans: Conduct loan interviews and analyze financial statements, tax returns, credit reports, cash flow, collateral, and other financial information to structure sound lending solutions.
• Collaborate & Problem Solve:Partner with Credit Analysts and lending staff on financial analysis, loan structuring, credit presentations, and strategies that support both customers and the Bank.
• Know Your Customers:Conduct on-site visits to understand business operations, evaluate collateral, develop relationships, and monitor existing credits.
• Prepare and confidently present accurate Loan Committee presentations and respond to questions regarding credit structure, financial condition, collateral, risk, and repayment sources.
• Manage Credit Quality:Serve and monitor a commercial loan portfolio, complete annual reviews and risk rating analysis, and proactively identify and address potential credit concerns.
• Lead with Confidence:Prepare and present Loan Committee presentations while clearly communicating credit structure, financial condition, repayment sources, collateral, and potential risks.
• Protect the Bank:Ensure loan closings, documentation, and lending practices are accurate, complete, and compliant with bank policies and regulatory requirements.
• Represent Abby Bank: Build a strong presence in the community by professionally representing the Bank with customers, prospects, business professionals, community organizations, and networking groups.

Who You Are:

• You have a bachelor’s degree in finance, accounting, business administration, economics, or a related field.
• You have a minimum of 4 years of related commercial lending experience, including commercial credit analysis, loan structuring, portfolio management, and business development.
• You have experience analyzing financial statements, tax returns, credit reports, collateral, and other financial information.
• You have experience managing or supporting a commercial loan portfolio and developing lending relationships (preferred).
• You have strong knowledge of commercial lending practices, credit standards, applicable regulations, and bank lending policies.
• You have strong…