Sr BSA Specialist

* This position works on-site in our Arden Hills, MN office*

The Senior BSA/AML Specialist supports the BSA Officer in managing and strengthening the bank’s BSA/AML/OFAC program. The role includes advanced investigations, EDD review, risk assessment support, system tuning, and quality assurance. The ideal candidate has deep, practical experience using Verafin for AML/FRAML investigations and working knowledge of Fiserv systems and reporting.

• AML & CDD/EDD Investigations & Case Work (Verafin-Focused)
  • Lead AML investigations using Verafin’s alerting and case management modules including typologies such as structuring, ACH/wire anomalies, sanctions alerts, and behavioral analytics.
  • Perform Enhanced Due Diligence (EDD) leveraging Verafin's EDD workflows, customer risk ratings, and ongoing monitoring triggers.
• Core System & Data Interaction (Fiserv)
  • Utilize Fiserv core system reporting to validate customer profiles, transactional records, and account activity as part of investigations.
  • Work with the BSA Officer and IT/Data teams on mapping validations, data transformation checks, and reconciliation between Fiserv and Verafin.
  • Assist with system enhancements, workflow changes, and control improvements within Fiserv that impact BSA/AML monitoring.
• Program Governance & Support
  • Assist with maintaining BSA/AML/OFAC policies and procedures; support updates to the Enterprise BSA/AML Risk Assessment.
  • Participate in Verafin alert optimization, scenario tuning, risk score calibrations, and testing changes in conjunction with data from Fiserv.
  • Maintain documentation for model governance (tuning decisions, testing results, and data validation).
  • Contribute to management reports summarizing Verafin alert volumes, risk trends, key metrics, and EDD findings.
  • Oversee missing industry and unscored customer industry/occupation codes within Verafin.
  • Support 314b collaboration.
• Regulatory Exams & Audits
  • Assist with reporting, case exports, SAR documentation, and tuning evidence for examinations.
  • Assist in responding to audit or exam requests related to Verafin tuning, BSA systems interfaces, Fiserv data quality, and customer risk rating methodology.
• Quality Assurance, Training & Team Leadership
  • Perform QC on alert dispositions, SARs, EDD cases, CTRs, and supporting documentation.
  • Serve as a subject‑matter expert for both Verafin functionality and how Fiserv data feeds support AML monitoring.
• OFAC / Sanctions Compliance
  • Review OFAC screening alerts (from Verafin or Fiserv integrated modules).
  • Maintain documentation of decisioning and assist in testing sanctions screening performance.
• Cross‑Functional Interaction
  • Partner with Retail, Commercial Lending, Treasury, Operations, Risk, Fraud, and IT/Data.
  • Support onboarding reviews for high‑risk customers with Treasury/Cash Management products and RDC.
  • Participate in system changes, UAT, or new product reviews that involve data movement from Fiserv to Verafin.

• Bachelor's degree; or Associate degree with at least 7+ years of BSA/AML experience in a banking environment
• Hands‑on experience with Verafin, including alert handling, SAR filing, case management, and EDD workflows.
• Comprehensive knowledge of BSA, USA PATRIOT Act, OFAC regulations, CDD/EDD rules, and beneficial ownership requirements.
• Strong investigative, analytical, and SAR narrative writing skills.
• Experience supporting regulatory exams and independent audits.
• Ability to lead through influence, mentor analysts, and set investigative standards.

• CAMS or CRCM certification
• Knowledge of the following systems:
  Fiserv Premier and BPM
• Experience with Verafin tuning, threshold optimization, model governance, or behavioral analytics settings
• Understanding of data governance, UAT practices, or core system change management

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
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