Anti-Money Laundering Specialist

Corporate Center, 200 Riverfront Terrace, Eau Claire, Wisconsin, United States of America

Lake Area Mortgage, 1200 County Road E, Arden Hills, Minnesota, United States of America

Posted Thursday, July 30, 2026 at 6:00 AM

Team Members are at the core of who we are; living our core values of making a difference, doing the right thing, making it easy, being caring, being friendly, nice, and respectful, and taking ownership. Perhaps Royal is the change you're looking for. Royal Credit Union is looking for caring, energetic team members who want to create a positive impact in the lives of our Members.

• Member and Community Focused:
  We are dedicated to making a positive impact on our Members and the communities we serve, going beyond financial services to enrich lives and foster growth.
• Supportive Environment:
  Join a collaborative, values-driven workplace that is always evolving. We support each other and work together to achieve our goals.
• Professional Growth:
  We offer numerous opportunities for training and advancement, helping you continuously develop and advance your skills.
• Empowerment:
  We empower our team members to make decisions and drive initiatives that help our Members achieve their financial goals. Your ideas and contributions are valued and encouraged.
• Community Involvement:
  Engage with your local community through various initiatives and events, making a tangible difference where you live and work. Be part of something bigger.

The Anti-Money Laundering Specialist assists in the development and implementation of all aspects of the Bank Secrecy Act (BSA) program to ensure compliance with the requirements of the BSA, Anti-Money Laundering (AML), Office of Foreign Asset Control (OFAC), and USA PATRIOT Act. Through the direction of the AML/CFT Officer, this role performs the daily responsibilities of the BSA program to ensure the credit union remains compliant, including reviewing, analyzing, submitting, and tracking information using industry standards and regulatory guidance.

In addition, this position will review and recommend improvements to the program's policies, procedures, risk assessments, and disclosures, ensuring they contain the necessary components as outlined in regulatory guidance and are effective for the credit union.

• Compensation:
• St. Croix Valley/Minnesota Market: $80,600 - $99,700 annually.
• This is an exempt-level, salaried position. (candidates with significant related experience may be higher)
• Benefits:
  Royal is proud to take care of our team members and their families! In addition to our comprehensive medical, dental, and vision insurance plans, Royal offers a 5% 401k employer match, paid family and sick leave, vacation and sick time accruals, childcare reimbursement, tuition and student loan debt assistance, pet insurance, and much more!

• Bachelor's degree in a related field or equivalent work experience, along with at least three years of experience working within a financial institution and one year of direct AML/CFT program experience. Strong knowledge of BSA regulations, AML requirements, OFAC compliance, and financial institution operations, practices, and processes is required.
• Advanced analytical, investigative, and critical thinking skills with the ability to identify suspicious activity, evaluate complex account and transaction patterns, make sound decisions, and effectively solve problems in a highly regulated environment.
• Exceptional organization, prioritization, and time management skills with the ability to manage multiple deadlines, adapt to changing priorities, work independently with minimal supervision, and maintain productivity in a fast-paced environment.
• Strong written, verbal, interviewing, and presentation skills, including the ability to prepare reports and business correspondence, communicate regulatory requirements clearly, answer questions from various audiences, and serve as a trusted…