Commercial Lines Underwriting Specialist

Overview

Mutual of Enumclaw was founded in 1898 by local farmers who wanted to look out for each other. That spirit continues to define our company culture. We are committed to cultivating and preserving a culture of inclusion and connectedness. Our employees are proud of our thoughtful approach to insurance, and it shows. In January 2025, we were recognized as Washington's Best Company to Work For (our thirteenth year in a row as one of the top 100) by Seattle Business magazine, based on a survey of our employees.

Mutual of Enumclaw works exclusively with local independent agents to offer insurance products for individuals, families, farms, and businesses. We currently operate in Washington, Oregon, Idaho, Utah, Arizona, Montana and Wyoming.

The Commercial Lines Underwriting Specialist is responsible for underwriting and marketing new and/or renewal business and endorsements within the designated authority level, aligned with achieving our corporate objectives. This position will apply technical, sales, and analytical skills to provide insurance solutions that help MOE’s agency partners and customers mitigate risk. As an associate of Mutual of Enumclaw, you will partner with our Sales and Marketing team to develop relationships with agents to write and retain profitable business.

Independently manage assigned territory to bind accounts consistent with our appetite.

Location: The successful candidate will work remotely, must be located in one of the following states: WA, OR, , MT, WY, AZ, or UT, and able to work during our core Pacific Standard Time (PST) business hours, and must have high-speed internet (internet speed test required).

Hiring Range: $105,549 - $121,587

Salary Range: $105,549 - $141,108

Candidates having more experience may be considered for a Commercial Lines Executive Underwriter. Compensation and position will be commensurate with experience.

Commercial Lines Executive Underwriter

Hiring Range: $109,631 - $128,383

Salary Range: $109,631 - $150,971

* The hiring range represents Mutual of Enumclaw’s current hiring pay scale for this role. Mutual of Enumclaw reserves the right to modify or update this range any time. Exact compensation may vary based on skills and experience. Compensation is only one part of our entire total rewards package. To see some of the benefits and perks we offer, please .

• Review and assess medium to large-sized risks of moderate complexity. May occasionally underwrite accounts of higher complexity.
• Anticipate and identify moderately complex underwriting and marketing problems, thoroughly analyze available information, and make timely, practical decisions.
• When presented with limited information on an account, instinctively know the key questions to ask to understand the complete scope of operations and needed controls.
• Manages underwriting and submission flow for the assigned agency.
• Properly escalate risks beyond the designated authority level to underwriters and/or underwriting leadership.
• Document underwriting file as required to verify account complies with our underwriting guidelines and meets regulatory and underwriting quality standards.
• Proactively collaborate with sales and marketing to generate submissions in line with our appetite.
• Partner with the regional sales manager to develop, implement, and execute agency business plans.
• Communicate with Agents and/or policyholders as appropriate to gather information missing from documents and/or reports, convey the status of applications for new business or endorsements, and strive to preserve the integrity of business relationships.
• Lead and participate in agency meetings and training sessions.
• Use consultative sales skills to successfully negotiate price, terms, and conditions for new and/or renewal business with our agency partners.
• Consistently seek market insight and use internal and external knowledge to inform business decisions.
• Attend agency functions and industry events.
• Evaluate natural catastrophe exposures utilizing available modeling tools to confirm compliance with our underwriting standards.
• Determine if facultative reinsurance is required, secure placement if within your authority, or…