Senior Loan Officer

128 South Main Street, Arlington, SD 57212

• Originate, process, and service agricultural loans, with occasional involvement in commercial lending.
• Build and maintain strong customer relationships by proactively engaging prospects and existing clients to grow the loan portfolio.
• Ensure accurate and timely preparation of loan documentation and monitor repayment performance.
• Structure financing solutions based on sound credit analysis and present recommendations to appropriate levels of lending authority.
• Identify customer needs and provide tailored banking solutions that support long-term relationships.
• Contribute to the Bank’s profitability through thoughtful loan pricing and cross-selling of additional products and services.
• Support internal and external audits and examinations as needed.
• Maintain strict adherence to banking regulations, compliance standards, and internal policies.
• Participate in community and business organizations to strengthen referral networks and support local economic growth.
• Perform other duties as assigned in support of the Bank’s mission.

• Bachelor’s degree in agriculture, business, finance, or a related field preferred; equivalent experience will be considered.
• Minimum of 5-10 years of lending experience required.
• Strong analytical skills with the ability to interpret financial statements, legal documents, credit reports and contracts.
• Excellent written and verbal communication skills with strong interpersonal abilities.
• Proven ability to present, sell, and service bank products effectively.
• High level of accuracy, attention to detail, and timeliness.
• Ability to multi-task, organize, and prioritize projects.
• Knowledge of Moody’s Analytics/Web Equity or similar software preferred, proficiency in Microsoft Excel and Word.
• Discretion and confidentiality in handling sensitive information.
• Strong problem-solving skills with sound judgment.
• Farm background preferred but not required.

We believe in taking care of the people who take care of our customers and community.

• Generous Paid Time Off – 11 paid bank holidays, plus 3 weeks of PTO and 4 personal days to recharge and be present with those who matter most.
• 100% Employer-Paid Family Health Coverage – Comprehensive Wellmark Blue Cross medical coverage, along with dental and vision insurance, fully paid for you and your family — a benefit few employers offer today.
• Retirement Security – 401(k) plan with a 4% employer match and immediate vesting, so you begin building your future from day one.
• Income Protection – Employer-paid life insurance, short- and long-term disability coverage for added peace of mind.
• Professional Growth – Ongoing learning and development opportunities within a relationship-focused community bank.

Please submit your resume and a cover letter to