Senior Managing Consultant, Advisors & Consulting Services, Strategy & Transformation - Credit Card Modeling SME

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Senior Managing Consultant, Advisors & Consulting Services, Strategy & Transformation - Credit Card Modeling SME

Services within Mastercard is responsible for acquiring, engaging, and retaining customers by managing fraud and risk, enhancing cybersecurity, and improving the digital payments experience. We provide value-added services and leverage expertise, data-driven insights, and execution. Our Advisors & Consulting Services team combines traditional management consulting with Mastercard's rich data assets, proprietary platforms, and technologies to provide clients with powerful strategic insights and recommendations.

Our teams work with a diverse global customer base across industries, from banking and payments to retail and restaurants.

The Advisors & Consulting Services group has five specializations:
Strategy & Transformation, Performance Analytics, Business Experimentation, Marketing, and Program Management. Our Strategy & Transformation consultants lead clients through impactful decision-making as they tackle strategic, tactical, operational, and transformational business challenges. They apply a broad set of problem-solving techniques to improve the client's overall strategy, performance, and operations.

As a Senior Managing Consultant and P&L Optimization SME, you will help issuers and payments clients quantify product economics and make high-stakes decisions across card portfolios (consumer, small business, and commercial). You will lead teams that transform client data into clear insights, build defensible P&L and business case models, and translate analysis into executive-ready recommendations and storylines.

Positions for different specializations and levels are available in separate job postings.

• Lead complex client engagements across a range of industries and problem statements
• Direct the development of strategies and programs for regional and global clients by leveraging data and technology solutions to unlock client value
• Interface with client executives and functional leaders across product, finance, marketing, credit risk, loyalty, and operations to achieve commercial success
• Serve as a trusted, credible client business advisor and generate enthusiasm for the Mastercard team and our recommendations
• Lead end-to-end profitability and business casing engagements for credit card products, including new product launches and portfolio optimization.
• Guide development of client-ready P&L and business case models with documented assumptions and sensitivities
• Synthesize quantitative and qualitative analyses into clear recommendations; craft executive-ready storylines and slides that drive decisions.
• Direct client data requests; oversee data transformation, validation, and analysis to identify the drivers of revenue, cost, risk, and retention.
• Evaluate strategic options such as co-brand and loyalty constructs, value proposition changes, channel strategies, and agent banking considerations where relevant.

• Guide team through complex problem solving to business-focused solutions and recommendations that drive client value
• Motivate the project delivery team to produce superior quality deliverables, and create…