Risk Operations Analyst Arlington Operations

# Risk Operations Analyst Operations|Arlington|Hybrid
** The Company:
** Stream is on a mission to bring financial wellbeing to all workers.

We partner with some of the world’s most well-known employers, like Crate & Barrel, Driven Brands, General Electric, New Balance, Restaurant Brands International (RBI) and others, to give their teams access to fairer financial services. Over 3 million people track their shifts and earnings, start their first savings account, use budgeting tools, access financial education and choose when they want to get paid.

All in one smartphone app.

Stream is unique: VC-backed and growing at scale-up pace, but with a social conscience. Some of the world's leading financial charities and impact funds our founding investors.

You’d be joining a team of over 250 passionate, ambitious people - across the UK, Europe and US - building a category-leading Fin Tech product with the mission to improve the lives of millions.
*
* The Opportunity:

** The Risk Operations analyst role is part of our Global Business Operations team. The role responsibilities include completing Know Your Business(‘KYB”) for new and existing clients through onboarding AML and credit worthiness checks in addition to periodic and on-going monitoring. The Risk Ops Analyst will report into our Risk Ops Manager as a 1st line of defence role and work closely with our Risk and Compliance teams in the US and in the UK.
** Key Responsibilities
*** Ensuring all required onboarding due diligence checks for Credit Risk and AML regulations are completed for new and existing clients in line with our Policies
* Use business intelligence systems to monitor creditworthiness of our client organisations
* Reviewing KYB checks, as part of our client onboarding process, and ensure requested documentation and information is provided in a timely manner.
* Assist in performing additional KYC / KYB/ client due diligence checks, including politically exposed persons (PEPs, RCA’s and SIPs).
* Reviewing screening alerts to ensure that any positive matches against relevant sanctions, OFAC and PEPs lists are dealt with appropriately and promptly.
* Review alerts and on-going monitoring requirements for existing clients in line with KYB policies.
* Monitor and manage clients through high risk situations and administrations/recoveries.
* Monitor and analyse transactions, client accounts, and other activities to detect suspicious patterns, anomalies, or potentially fraudulent behaviour.
* Assess and mitigate day to day risks associated with client onboarding, ensuring due diligence.
* Support the continuous improvement of procedures to ensure compliance and operational efficiency
* Collaborate with cross-functional teams to escalate and investigate suspicious transactions or activities promptly.
* Offer advice and solutions to the Customer Support team on escalated issues.
** Desired Skills / Experience
*** Ensuring all required onboarding due diligence checks for Credit Risk and AML regulations are completed for new and existing customers/clients in line with our Policies
* Use business intelligence systems to monitor creditworthiness of our client organisations
* Reviewing KYB checks, as part of our client onboarding process, and ensure requested documentation and information is provided in a timely manner.
* Assist in performing additional KYC / KYB/ client due diligence checks, including politically exposed persons (PEPs, RCA’s and SIPs).
* Reviewing screening alerts to ensure that any positive matches against relevant sanctions and PEPs lists are dealt with appropriately and promptly.
* Review alerts and on-going monitoring requirements for existing clients in line with KYB policies.
* Monitor and manage clients through high risk situations and administrations/recoveries.
* Monitor and analyse transactions, client accounts, and other activities to detect suspicious patterns, anomalies, or potentially fraudulent behaviour.
* Assess and mitigate day to day risks associated with client onboarding, ensuring due diligence.
* Collaborate with cross-functional teams to escalate and investigate suspicious transactions or activities promptly.

Offer advice and…