EVP, Chief Lending Officer

Under the direction of the Chief Executive Officer, this position is responsible for overseeing the bank's Consumer, Commercial and Real Estate business units. As a member of the Executive Committee, the Chief Lending Officer plays a key role in enterprise strategy, capital allocation, and governance. With the exception of a sizable residential mortgage/share loan business and one small bank branch, the Bank is primarily a commercially focused bank with business and customers across the United States.

Lines of business span cooperative housing, community associations, commercial real estate, commercial & industrial, energy and tax credits, credit unions, impact banking, national retail, local Ohio retail and FHA conduit businesses. The Bank has over $4 billion in total assets and $10 billion of assets under management, with the bulk of off-balance sheet balances stemming from the Bank’s robust Commercial Mortgage-Backed Securities (CMBS) and agency multifamily business.

The Chief Lending Officer is responsible for ensuring that these businesses achieve their business production goals and financial targets while carefully managing credit, concentration, and compliance risk.

• The Chief Lending Officer will oversee all of the Bank’s revenue producing businesses and serve as a key member of the Executive Committee, helping shape the future direction of the company.
• The role offers the opportunity to build upon several established specialty lending businesses while helping identify adjacent growth opportunities, expand customer relationships, and strengthen the Bank’s overall market position.
• Lead all sales and strategic planning efforts for the bank’s ten lines of businesses, with additional indirect oversight for pricing, product development, product management, operations, and credit risk management activities for the business segments. Responsible for the profitability of the lines of business and for meeting established financial goals. Ensures that the portfolio and operational risk are mitigated according to Bank standards.
• Leads enterprise-level strategic transformation initiatives across lending and deposit platforms, including portfolio optimization, market expansion, and modernization of processes and systems aligned with the Bank’s long-term growth objectives.
• Optimizes marketing and sales plans through all channels. Helps monitor and set loan and deposit pricing to ensure appropriate risk‑adjusted returns. Develops and maintains relationships with internal and external channels to maximize sales.
• Directs underwriting and relationship management in a "first line of defense capacity" to ensure credit quality remains within guidelines established by the Chief Credit Officer and his/her team. Recommends changes to credit policies working in conjunction with the Chief Credit Officer.
• Partners closely with the Chief Credit Officer, Chief Risk Officer, Compliance, and Audit to ensure strong credit governance, effective risk escalation, and alignment with regulatory expectations.
• Working closely with operations and technology executives, champion process improvement initiatives and expense reduction programs for the lending businesses. Drive adoption and continuous improvement of all systems that impact the origination, approval and documentation of all loan types.
• Directly, or through senior managers, manages the leaders of the lines of business and credit underwriting, while working closely with all. Attracts, retains and motivates the team to achieve management business objectives.
• Promotes a continued focus on treasury product sales and services throughout the lines of business sales strategy.
• Work closely with the corporate compliance department to ensure adherence to all regulatory and legal requirements.
• Serves as an external ambassador of the Bank with regulators, investors, industry partners, and key stakeholders nationwide.
• Performs all other miscellaneous responsibilities and duties as assigned.

15+ years of progressive experience in commercial banking and lending, including executive-level responsibility for lending strategy,…