Universal Banker-Jefferson County; Arnold, Imperial, Crystal , DeSoto

Position: Universal Banker-Jefferson County (Arnold, Imperial, Crystal City, DeSoto)
Midwest Bank Centre Opportunity Midwest Bank Centre is proud to be recognized as one of St. Louis' Top Workplaces for the last four years! Are you ready to lead with purpose and make a real impact on our community? Join Our Team and Make a Difference at Midwest Bank Centre!

Our company culture is all about engagement and collaboration with our teams. We value diversity, inclusion, and innovation. When you join Midwest Bank Centre, you're not just joining a company; you're joining a community of like-minded individuals who are dedicated to making a positive impact.

We are committed to making meaningful, long-term investments in communities that lift everyone up so we can all RISE TOGETHER.

Our commitment to shared prosperity, our investment in Community and Economic Development and our dedication to diversity and inclusion are reflected is the ways Midwest Bank Centre lives its purpose.

While this position will initially report to one of the specified branches, it may require relocation depending on evolving organizational needs.

Objectives of this Role Engage with customers and establish rapport that encourages further engagement

Assist team in achieving branch goals

Provide excellent customer service

Remain flexible to accommodate branch staffing needs

Work independently and manage their time Follow policies and procedures, maintain accuracy

Follow through on daily, weekly and monthly tasks

Contribute to branch meetings and culture

Essential Functions Promote products and services based on customer's needs:
Understand each customer's financial goals and provide consultative advice to help them achieve their goals; go beyond basic transactional interactions to derive complete solutions tailored to each customer's unique situation. Banker will be responsible for assisting with account opening and account maintenance including completion of consumer loan applications and closings.

Understanding of digital systems and its functionality:
Support and promote digital banking with knowledge of all online and app-based banking solutions, online/mobile banking setup, login, and password resets while offering advice in using various digital solutions like bill pay, mobile deposit, alerts, online transfers, payments, etc.

Teller transaction processing:
Assist customers with processing transactions, such as deposits, withdrawals, or payments, resolving complaints or account discrepancies and answering questions. Maintain and balance cash drawers and reconcile discrepancies. Teller will be responsible for assisting with account maintenance including completion of credit card  and out-bound call handling:
Be proactive, using contact management methodology to build relationships over time, identifying opportunities for expanding customer relationships, making next-best product recommendations, and solving issues or problems before they arise.

Referrals to business partners:
Connect customers to experienced banking partners when appropriate to ensure that customers can accomplish all their financial needs within Midwest Bank Centre.

Assist team in achieving branch goals:
Meet quarterly banker minimum standards, participate in sales, service and product training meetings and MBC@Work presentations.

Understanding of federal banking regulations:
Through specific on-going training, you will gain knowledge of and adhere to BSA, USA Patriot Act, AML, and Notary Public. The employee must maintain awareness of and adherence to Bank's compliance requirements and risk management concepts, expectations, policies, and procedures and apply them to daily tasks.

Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities are as required and may change at any time with or without notice.

Competencies Customer Centric Focus Diversity and Inclusion Act with Integrity Collaboration and Teamwork Results Oriented/Execution Business Acumen

Skills and Qualifications High School Diploma (or equivalent) is required;
Associates or Bachelor's degree preferredA minimum of two years bank customer contact or retail sales experience preferred.

Exceptional interpersonal and communication skills, with the ability to build rapport and engage clients effectively.

Technologically savvy with the ability to quickly learn and adapt to new systems and software.

Problem-solving mindset and the ability to think critically under pressure.

Excellent attention to detail and organizational skills.

Ability to work independently, as well as collaborate effectively within a team environment.

Flexibility to work some weekends and evenings, as per business needs.

Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

While performing the duties of this job, the employee is regularly required to talk or…